A novel comprehensive evaluation method for science and technology insurance under internet environment

Abstract

Manufacturing industry plays an important role in the national economy. However, it is worth noting that scientific and technological innovation in manufacturing industry is accompanied by risks. One of the important ways to solve technological risks is science and technology insurance. In this paper, we first analyse the development status of science and technology insurance in China, and then establish an index evaluation system by using the analytic hierarchy process (AHP) and the fuzzy comprehensive evaluation method. The index evaluation system includes three layers and selects 24 indicators, which can help the insurance companies to scientifically and quantitatively evaluate high-tech manufacturing companies. It also can avoid subjective and difficult-to-quantify problems in the past evaluation process. Finally, an empirical study is showed to explain how to quantify these indicators and how to calculate the weight coefficient values for each indicator. Our findings can provide relevant countermeasures and suggestions for insurance companies, high-tech manufacturing companies, and governments.