Implications of accountability on employment and income: evidence from Nigerian’s deposit banks

IF 3.2 Q1 BUSINESS, FINANCE
A. Asaleye, A. Babajide, H. Inegbedion, D. Eluyela, A. Lawal, R. Maimako
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Abstract

PurposeThe issues of ineffective accountability have affected the performance of banks, which led the Nigerian government to introduce various reforms and policies. However, despite these attempts, the Nigerian banking sector experiences setbacks due to mismanagement of funds, fraudulent activities and lack of proper accountability, which negatively affects employment and income.Design/methodology/approachThe dynamic least square was employed to investigate the selected indicators of Nigerian banks’ accountability, income and employment. Likewise, the study examined the causal effect using the Granger non-causality approach.FindingsIn the income equation, the total amount of fraud, deposit, total bank asset has a negative relationship with the income, while loan advance and operating expense depicted a positive relationship. In the employment equation, demand deposit, operating cost and bank total asset practices negatively affect employment. In contrast, loan advances and saving deposits have a positive relationship with employment in the long run.Practical implicationsBased on the findings, this study suggests, among others, the need for long-term systematic policies and reforms to improve the level of accountability in the Nigerian banking sector.Originality/valueTo the best of our knowledge, empirical studies examining the nexus between employment and accountability in the banking sector remain scarce in the literature. Therefore, this study examines the causality and long-run relationship between accountability and employment in Nigerian Banks.
问责制对就业和收入的影响:来自尼日利亚存款银行的证据
目的问责不力的问题影响了银行的业绩,导致尼日利亚政府推出了各种改革和政策。然而,尽管有这些尝试,尼日利亚银行业仍因资金管理不善、欺诈活动和缺乏适当的问责制而遭遇挫折,这对就业和收入产生了负面影响。设计/方法/方法采用动态最小二乘法对尼日利亚银行的问责制、收入和就业的选定指标进行调查。同样,该研究使用Granger非因果关系方法检验了因果效应。发现在收入方程中,欺诈总额、存款、银行资产总额与收入呈负相关,贷款预付款和营业费用呈正相关。在就业等式中,活期存款、运营成本和银行总资产做法对就业产生负面影响。相比之下,从长远来看,贷款预付款和储蓄存款与就业呈正相关。实际意义基于这些发现,本研究表明,除其他外,需要长期系统的政策和改革,以提高尼日利亚银行业的问责制水平。原创性/价值据我们所知,研究银行业就业和问责制之间关系的实证研究在文献中仍然很少。因此,本研究考察了尼日利亚银行问责制与就业之间的因果关系和长期关系。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
CiteScore
5.80
自引率
13.00%
发文量
38
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