What limits intra-household insurance or the ‘Added Worker Effect’?

IF 3.2 2区经济学 Q1 ECONOMICS

Socio-Economic Review Pub Date : 2023-06-12 DOI:10.1093/ser/mwad025

Debra Hevenstone, Dorian Kessler, Larissa Luchsinger

引用次数: 0

Abstract

The ‘Added Worker Effect’ (AWE) theory posits that partners of the unemployed provide intra-household insurance by increasing their earnings. However, estimates of the AWE are small. Popular explanations include lacking need (e.g. due to generous unemployment benefits), capacity or willingness to increase earnings, though these explanations are seldom tested systematically. Using Swiss administrative data and difference-in-differences estimates, we find an overall AWE among only non-working women. We find no systematic differences in AWEs between couples with differing needs or capacities, but aspects related to willingness like marriage, long marital duration and shared biological children are associated with higher AWEs. Men’s overall slight reduction in earnings upon their partners’ unemployment is driven by young, childless, cohabiting men. Overall, compared to unemployment insurance, in all studied subgroups, the AWE is a minimal source of insurance.

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什么限制了家庭内部保险或“附加工人效应”？

“额外工人效应”(AWE)理论认为，失业者的伴侣通过增加他们的收入来提供家庭内部保险。然而，对AWE的估计很小。流行的解释包括缺乏需求(例如，由于慷慨的失业救济金)、增加收入的能力或意愿，尽管这些解释很少得到系统的检验。利用瑞士的行政数据和差中差估计，我们发现只有非工作女性才有整体的敬畏感。我们发现，不同需求或能力的夫妻在敬畏度方面没有系统性差异，但与婚姻意愿、婚姻持续时间长和共有亲生子女等方面相关的因素与更高的敬畏度有关。由于配偶失业，男性收入总体上略有下降，这是由年轻、没有孩子、同居的男性造成的。总的来说，与失业保险相比，在所有研究的亚组中，AWE是最低限度的保险来源。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Socio-Economic Review Multiple-

CiteScore

6.80

自引率

10.80%

发文量

期刊介绍： Originating in the Society for the Advancement of Socio-Economics (SASE), Socio-Economic Review (SER) is part of a broader movement in the social sciences for the rediscovery of the socio-political foundations of the economy. Devoted to the advancement of socio-economics, it deals with the analytical, political and moral questions arising at the intersection between economy and society. Articles in SER explore how the economy is or should be governed by social relations, institutional rules, political decisions, and cultural values. They also consider how the economy in turn affects the society of which it is part, for example by breaking up old institutional forms and giving rise to new ones. The domain of the journal is deliberately broadly conceived, so new variations to its general theme may be discovered and editors can learn from the papers that readers submit. To enhance international dialogue, Socio-Economic Review accepts the submission of translated articles that are simultaneously published in a language other than English. In pursuit of its program, SER is eager to promote interdisciplinary dialogue between sociology, economics, political science and moral philosophy, through both empirical and theoretical work. Empirical papers may be qualitative as well as quantitative, and theoretical papers will not be confined to deductive model-building. Papers suggestive of more generalizable insights into the economy as a domain of social action will be preferred over narrowly specialized work. While firmly committed to the highest standards of scholarly excellence, Socio-Economic Review encourages discussion of the practical and ethical dimensions of economic action, with the intention to contribute to both the advancement of social science and the building of a good economy in a good society.