PENGARUH PROFITABILITAS, PERMODALAN, RISIKO KREDIT TERHADAP LIKUIDITAS INDUSTRI PERBANKAN DI BURSA EFEK INDONESIA TAHUN 2017-2019

Buletin Studi Ekonomi Pub Date : 2022-08-23 DOI:10.24843/bse.2022.v27.i02.p05

Ni Wayan Uri Rahayu Melastiani, I. Sudirman

{"title":"PENGARUH PROFITABILITAS, PERMODALAN, RISIKO KREDIT TERHADAP LIKUIDITAS INDUSTRI PERBANKAN DI BURSA EFEK INDONESIA TAHUN 2017-2019","authors":"Ni Wayan Uri Rahayu Melastiani, I. Sudirman","doi":"10.24843/bse.2022.v27.i02.p05","DOIUrl":null,"url":null,"abstract":"This study aims to obtain empirical evidence regarding the effect of profitability, capital, credit risk on the liquidity of the banking industry on the Indonesia Stock Exchange in 2017-2019. The sampling technique in this study uses purposive sampling with the criteria that commercial banks are listed on the Indonesia Stock Exchange for the 2017-2019 period and have positive profitability during the 2017-2019 period. There are 34 commercial banks that meet the criteria to be used as samples in this study. The analytical technique used in this research is multiple linear regression analysis. The results of the analysis and discussion in this study found that profitability has a significant positive effect on liquidity, capital has a significant positive effect on liquidity, and credit risk has a negative effect on liquidity. Good bank liquidity can increase customer confidence in banking and bank operations is very important for a bank to have liquidity. Bank liquidity must be considered because if there is a liquidity failure in an institution it can cause instability in the banking system and economic disruption and the emergence of liquidity.","PeriodicalId":31110,"journal":{"name":"Buletin Studi Ekonomi","volume":" ","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2022-08-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Buletin Studi Ekonomi","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.24843/bse.2022.v27.i02.p05","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}

引用次数: 0

Abstract

This study aims to obtain empirical evidence regarding the effect of profitability, capital, credit risk on the liquidity of the banking industry on the Indonesia Stock Exchange in 2017-2019. The sampling technique in this study uses purposive sampling with the criteria that commercial banks are listed on the Indonesia Stock Exchange for the 2017-2019 period and have positive profitability during the 2017-2019 period. There are 34 commercial banks that meet the criteria to be used as samples in this study. The analytical technique used in this research is multiple linear regression analysis. The results of the analysis and discussion in this study found that profitability has a significant positive effect on liquidity, capital has a significant positive effect on liquidity, and credit risk has a negative effect on liquidity. Good bank liquidity can increase customer confidence in banking and bank operations is very important for a bank to have liquidity. Bank liquidity must be considered because if there is a liquidity failure in an institution it can cause instability in the banking system and economic disruption and the emergence of liquidity.

查看原文本刊更多论文

盈利能力的变化，修改，信用风险关注的发展行业流动性上的2017-2019印度效应预算

本研究旨在获得2017-2019年印尼证券交易所盈利能力、资本和信贷风险对银行业流动性影响的实证证据。本研究中的抽样技术使用了有目的的抽样，标准是商业银行在2017-2019年期间在印度尼西亚证券交易所上市，并在2017-2019年间具有正盈利能力。有34家商业银行符合本研究的样本标准。本研究中使用的分析技术是多元线性回归分析。本研究的分析和讨论结果发现，盈利能力对流动性具有显著的正向影响，资本对流动性有显著的正向作用，而信贷风险对流动性则有负向作用。良好的银行流动性可以增强客户对银行业的信心，银行运营对银行拥有流动性非常重要。必须考虑银行的流动性，因为如果一个机构出现流动性故障，可能会导致银行系统的不稳定、经济混乱和流动性的出现。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

Buletin Studi Ekonomi

自引率

0.00%

发文量

审稿时长

24 weeks