The use of fintech in microfinance: the fight against poverty globally and in Egypt

Q4 Social Sciences

Enterprise Development and Microfinance Pub Date : 2022-06-01 DOI:10.3362/1755-1986.21-00049

H. El-Hadidi

引用次数: 0

Abstract

: Microfinance has long been seen as a remedy for global poverty, although it has had mixed success, as the literature demonstrates. While poverty remains, with the introduction of digital technology and the relaxation, in many areas, of the regulations controlling banking following the financial crisis of 2008, innovations in the financial services sector, known as fintech, could have a significant impact. This article examines the research literature on the topic and provides a case study from Egypt before making recommendations on policy change, and how fintech and microfinance might develop if they are to have an impact on poverty both globally and within Egypt. solution the the means to the

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金融科技在小额信贷中的应用:全球和埃及的反贫困斗争

：长期以来，小额信贷一直被视为解决全球贫困的一种补救措施，尽管正如文献所表明的那样，它取得了喜忧参半的成功。尽管贫困仍然存在，但随着数字技术的引入和2008年金融危机后许多领域对银行业监管的放松，金融服务业（即金融科技）的创新可能会产生重大影响。本文审查了有关该主题的研究文献，并提供了一个来自埃及的案例研究，然后就政策变化提出建议，以及如果金融科技和小额信贷要对全球和埃及国内的贫困产生影响，它们可能会如何发展。解决方案

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Enterprise Development and Microfinance Social Sciences-Development

CiteScore

0.60

自引率

0.00%

发文量

期刊介绍： EDM encourages critical thinking on how market systems can be more inclusive and sustainable, with concrete implications for designing, implementing, and evaluating business support programmes. EDM is essential reading for practitioners, researchers, donors, policymakers, and finance specialists engaged in market-related activities involving poor people in the global South. The coverage includes but is not restricted to: • Financial inclusion (inclusive financial services and products) • Emerging financing models (impact investment, responsible finance, social lending) • Value chain analysis and development • Inclusive business models • Equity (gender, youth, marginalized) in access to financial services and value chains • Political and regulatory framework for SME development and financial services • ICT for business development and financial services • Sustainability standards • Advisory services for SMEs • Impact assessment.