Contributing Factors to the Housing Cost Burden of Female-Headed Households

Abstract

While the United States housing cost burden has reached historically high levels for all households in recent years, female-headed households with children tend to bear a significant portion this burden. This study uses data from the 2015 and 2019 American Housing Survey to explore the disparities in housing cost burdens among female-headed households. In general, the results from the fixed effect model reveal that housing assistance significantly decreases the female-headed household's housing cost burden, while renting tends to increase the female householders’ housing burden compared to owning. The fixed effect parameters suggest that single Black mothers experienced a high housing cost burden in 2015 and 2019, more than any other category of Black female-headed households for both years. Likewise, single Hispanic mothers also face large housing cost burdens, which increased from 2015 to 2019. This finding should guide inquiries into the impact of changes in federal policies on the immigrant status on the rising housing cost burden of the Hispanic female cohort. The study's findings suggest an increase in public housing and rental assistance programs that benefit single black mothers with children and other vulnerable households.