Collective negotiation of rural insurance in Brazil: conditions, opportunities, and challenges of a model supported by cooperatives

Q4 Agricultural and Biological Sciences

International Journal of Agricultural Resources, Governance and Ecology Pub Date : 2019-09-04 DOI:10.1504/ijarge.2019.10023665

Pedro Augusto Martins LoyolaJunior, V. Moreira, C. Veiga

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引用次数: 0

Abstract

Crop insurance is a high-risk market worldwide, mainly due to the complexity involved in developing this market, high administrative costs, and the increased likelihood of disasters in rural areas. Recognising these difficulties, the Brazilian Government created the Rural Insurance Premium Subsidy Program (PSR - Premio do Seguro Rural, in Portuguese) in 2003 with the aim of providing producers with greater access to insurance. The purpose of this study was to identify the conditions, opportunities, and challenges of the collective negotiation model of soybean crop insurance and to present contributions to the model supported by the cooperative system. Data analysis revealed that the experimental project of collective negotiation for soybean crop insurance under the scope of the PSR, as a public policy, allowed producers, for the first time, to organise themselves through their cooperative associations to look for better conditions for contracting crop insurance.

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巴西农村保险集体谈判：合作社支持模式的条件、机遇和挑战

作物保险在世界范围内是一个高风险市场，主要是由于开发该市场的复杂性、高昂的管理成本以及农村地区发生灾害的可能性增加。认识到这些困难，巴西政府于2003年制定了农村保险费补贴方案（PSR-Premio do Seguro Rural，葡萄牙语），旨在为生产者提供更多的保险机会。本研究的目的是确定大豆作物保险集体谈判模式的条件、机遇和挑战，并对合作社制度支持的模式做出贡献。数据分析显示，PSR范围内的大豆作物保险集体谈判试点项目作为一项公共政策，首次允许生产者通过其合作协会组织起来，为签订作物保险寻找更好的条件。

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来源期刊

International Journal of Agricultural Resources, Governance and Ecology Agricultural and Biological Sciences-Agronomy and Crop Science

CiteScore

0.90

自引率

0.00%

发文量

期刊介绍： IJARGE proposes and fosters discussion on the evolution and governance of agricultural resources, with emphasis on the implications that policy choices have on both the welfare of humans and the ecology of the planet. This perspective acknowledges the complexity of the agricultural sector as an interface between ecological and socio-economic processes operating in parallel over different space-time scales, as well as the reflexive characteristic of human systems.