FinTech ecosystem as influencer of young entrepreneurial intentions: empirical findings from Tunisia

IF 6.2 2区 管理学 Q1 BUSINESS
G. Festa, Sihem Elbahri, M. T. Cuomo, M. Ossorio, M. Rossi
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引用次数: 11

Abstract

PurposeThe study aims to investigate the influence of FinTech (Financial Technology) determinants such as crowdfunding, mobile payment and blockchain as potential facilitators in an entrepreneurial ecosystem for undertaking decisions in Tunisia, as an example of emerging economy.Design/methodology/approachQuantitative research was carried out with data collection based on a questionnaire that has been sent via email to young Tunisian entrepreneurs (potential or actual). A following regression was calculated on 93 respondents.FindingsAnalysis of the data showed that most of the relationships under investigation were confirmed. Statistical tests highlighted that knowledge, availability and access about crowdfunding and blockchain had a positive and significant impact on entrepreneurial intention. Regarding mobile payment, there was a negative and insignificant effect on entrepreneurial intention.Originality/valueFrom the evidence of the research, Fintech ecosystems may positively influence the decision to undertake, with relevant implications at institutional, industrial and individual level. More specifically, demonstrating a positive and significant relationship between some main dimensions of FinTech and entrepreneurial intention and emphasizing the contribution of related knowledge to intellectual capital accumulation through entrepreneurial education, this study seems to be unique in examining and verifying this potential effect.
金融科技生态系统对青年创业意向的影响:来自突尼斯的实证研究结果
本研究旨在调查FinTech(金融技术)决定因素的影响,如众筹、移动支付和区块链作为创业生态系统中做出决策的潜在促进者,以突尼斯为例,作为新兴经济体。设计/方法/方法通过电子邮件向年轻的突尼斯企业家(潜在的或实际的)发送问卷,收集数据,进行定量研究。对93名受访者进行了以下回归计算。对数据的分析表明,调查中的大多数关系都得到了证实。统计测试突出表明,关于众筹和区块链的知识、可用性和获取对创业意向具有积极和显著的影响。移动支付对创业意愿的影响为负且不显著。原创性/价值从研究的证据来看,金融科技生态系统可能会对企业决策产生积极影响,并在机构、行业和个人层面产生相关影响。更具体地说,本研究证明了金融科技的一些主要维度与创业意愿之间存在显著的正相关关系,并强调了相关知识通过创业教育对智力资本积累的贡献,在检验和验证这种潜在影响方面,本研究似乎是独一无二的。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
CiteScore
14.50
自引率
13.30%
发文量
27
期刊介绍: The Journal of Intellectual Capital is a peer-reviewed international publication dedicated to the exchange of the latest research and best practice information on all aspects of creating, identifying, managing and measuring intellectual capital in organisations. The journal publishes original research and case studies by academic, business and public sector contributors on intellectual capital strategies, approaches, frameworks, tools, techniques and technologies in order to increase the understanding of intellectual capital within the context of the modern knowledge economy. The focus of this journal is on the identification of innovative intellectual capital strategies and the application of theoretical concepts to real-world situations.
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