Analyzing Factors Influencing Sustainable Banking Development in Vietnam

Abstract

We analyze banking sustainability via measuring impacts of various factors on net profit in an econometric model. This study will analyze a typical case of Eximbank (EIB) a listed big bank in Vietnam market. By using Eview software to conduct an econometric (OLS regression) and taking advantage of qualitative analysis and inductive methods, The research findings tell us that because total revenue has higher impact on net profit than sale cost, Eximbank (EIB) need to pay more attention to selling and increasing revenues from business, as well as managing cost better. Next, as CPI, G and R has high positive correlation with net profit, there is policy implication that CPI can increase a little but and GDP growth increase to be in favor of rising net profit of EIB.