Pension plan participation among married couples.

Q3 Social Sciences
Social Security Bulletin Pub Date : 2013-01-01
Irena Dushi, Howard M Iams
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引用次数: 0

Abstract

We present descriptive statistics on pension participation and types of pensions among married couples, using data from the 1996/2008 Panels of the Survey of Income and Program Participation and Social Security administrative records. Previous research has focused on pension coverage by marital status, but has not examined couples as a unit. Because couples usually share income, viewing them as a unit provides a better picture of potential access to income from retirement plans. Our analysis compares 1998 and 2009 data because substantial changes occurred in the pension landscape over this decade that could have influenced the prevalence of different pension plans, although we observe modest changes in participation rates and types of plans over the period. We find that in 20 percent of couples, neither spouse participated in a pension plan; in 10 percent, the wife was the only participant; and in 37 percent, the husband was the only participant.

已婚夫妇参加养老金计划。
我们使用1996/2008年收入和计划参与调查小组和社会保障行政记录的数据,对已婚夫妇的养老金参与和养老金类型进行了描述性统计。以前的研究主要关注婚姻状况对养老金覆盖面的影响,但没有将夫妻作为一个整体进行调查。由于夫妻通常分享收入,因此将他们视为一个整体可以更好地了解从退休计划中获得收入的潜在途径。我们的分析比较了1998年和2009年的数据,因为这十年来养老金格局发生了重大变化,可能影响了不同养老金计划的普及,尽管我们观察到这一时期参与率和计划类型的适度变化。我们发现,在20%的夫妻中,夫妻双方都没有参加养老金计划;在10%的调查中,妻子是唯一的参与者;在37%的调查中,丈夫是唯一的参与者。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
Social Security Bulletin
Social Security Bulletin Social Sciences-Social Sciences (miscellaneous)
CiteScore
0.70
自引率
0.00%
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0
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