Economic proximity and cooperative banks strategies

IF 6.9 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2025-06-24 DOI:10.1016/j.frl.2025.107842

Alberto Banfi , Valerio Ficcadenti , Francesca Pampurini , Anna Grazia Quaranta

引用次数: 0

Abstract

Economic proximity measures the Italian Cooperative Banks’ (CBs) new heavier attention to finance firms operating in industries considered as interesting targets, not only because of their territorial closeness, but for tighter strategical and business reasons as an organisational response to the institutional complexity deriving from the creation of Cooperative Banking Groups. All the Italian CBs data in 2010-2022 are considered. The results show the economic proximity ability to capture the similarity between the CBs’ and the Italian banking system’s behaviour and indicate a change in CBs credit allocation policies driven by credit risk, bank size, profitability, and group affiliation.

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经济邻近与合作银行战略

经济接近性衡量了意大利合作银行（CBs）对在被认为是有趣目标的行业中运营的金融公司的新关注，这不仅是因为它们的领土接近性，而且出于更紧密的战略和商业原因，作为对合作银行集团创建所产生的制度复杂性的组织反应。所有意大利CBs数据在2010-2022年被考虑在内。结果表明，经济接近性能够捕捉到商业银行与意大利银行体系行为之间的相似性，并表明商业银行在信贷风险、银行规模、盈利能力和集团隶属关系的驱动下，信贷分配政策发生了变化。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

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