Generative AI usage among investor types: The role of personality and perceptions

IF 7.4 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2025-05-26 DOI:10.1016/j.frl.2025.107604

Ji Luo , Qingning Cao , Shuguang Zhang , Dongxiao Gu

引用次数: 0

Abstract

This study investigates the factors influencing the frequency of generative AI usage among 315 investors, categorized into three groups: stock-only, crypto-only, and diversified. Through surveys and regression analyses, we explore how investment type, personality traits, and perceptions of AI affect adoption. The results reveal that diversified investors use AI most frequently. Narcissism and perceived performance significantly predict AI usage, whereas perceived ease of use does not play a notable role. These findings emphasize the interplay of investor diversity and personality in AI engagement, suggesting the need for tailored AI tools for investors.

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投资者类型中的生成式人工智能使用：个性和观念的作用

本研究调查了315名投资者中影响生成式人工智能使用频率的因素，这些投资者被分为三组：纯股票、纯加密和多元化。通过调查和回归分析，我们探讨了投资类型、人格特征和对人工智能的看法如何影响采用。结果显示，多元化投资者使用人工智能的频率最高。自恋和感知性能显著预测人工智能的使用，而感知易用性不起显著作用。这些发现强调了投资者多样性和个性在人工智能参与中的相互作用，表明需要为投资者量身定制人工智能工具。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

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