‘It's Ours’: Understanding the aspects of ownership in financial cooperatives

IF 2.5 4区 经济学 Q2 ECONOMICS
Murhula Cubaka Patrick, Balemba Kanyurhi Eddy
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引用次数: 0

Abstract

This paper conceptualizes the ownership construct in financial cooperatives by exploring its main dimensions and analysing aspects related to each dimension. Based on a qualitative approach using the grounded theory and conducted in the Democratic Republic of Congo (DRC), our findings reveal that ownership is a multidimensional concept comprising three interconnected dimensions: formal, psychological and active ownership. Formal ownership pertains to ownership by legal rights, psychological ownership involves ownership by feelings and active ownership encompasses ownership through actions and behaviour. The study proposes relationships among these ownership features, highlighting that the respect for members’ formal ownership rights can lead to stronger ownership feelings, and these feelings may, in turn, induce active ownership. Cooperative ownership can thus be analysed as ‘a process’, which might unfold from formal to psychological and active ownership. Formal ownership is linked to active ownership through the mediating variable of psychological ownership.

“这是我们的”:了解金融合作社所有权的各个方面
本文通过对金融合作社所有权结构的主要维度的探索,以及对每个维度相关方面的分析,对金融合作社所有权结构进行了概念化。基于使用扎根理论的定性方法并在刚果民主共和国(DRC)进行的研究,我们的研究结果表明所有权是一个多维概念,包括三个相互关联的维度:正式所有权、心理所有权和主动所有权。正式所有权涉及法律权利所有权,心理所有权涉及感觉所有权,主动所有权包括通过行动和行为的所有权。该研究提出了这些所有权特征之间的关系,强调对成员正式所有权的尊重可以导致更强烈的所有权感觉,而这些感觉反过来又可能诱发积极的所有权。因此,合作社所有制可以被分析为一个“过程”,这个过程可能从正式所有制向心理所有制和主动所有制展开。形式所有制通过心理所有制这一中介变量与主动所有制相联系。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
CiteScore
3.80
自引率
12.50%
发文量
37
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