Correlates of money attitudes among Portuguese people

Joana Neto, Félix Neto, Adrian Furnham
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Abstract

This study examined the psychometric features of the New Money Attitudes Questionnaire (NMAQ) in a Portuguese population and the relations between money attitudes, participant demographics, well-being, and personality factors. The sample comprised 241 participants aged between 18 and 66 years. They completed the NMAQ and measures of financial well-being, loneliness, and personality. The results of a CFA displayed a good fit for the five-factor model of the NMAQ, and adequate reliability. Men scored significantly higher than women in Power and Status, and women scored significantly higher than men in Mindful and Responsible. The effect of age on money attitudes was not significant. Participants with lower educational levels scored significantly greater than those with higher educational level in Power and Status and Financial Literacy Worries. Well-being and personality factors explained a significant amount of variance regarding money attitudes.

葡萄牙人对金钱的态度
本研究考察了葡萄牙人口的新金钱态度问卷(NMAQ)的心理测量特征,以及金钱态度与参与者人口统计、幸福感和个性因素之间的关系。样本包括241名年龄在18岁到66岁之间的参与者。他们完成了NMAQ和财务状况、孤独感和个性的测量。CFA分析结果与NMAQ的五因子模型拟合较好,信度较高。男性在“权力”和“地位”两项的得分明显高于女性,女性在“注意”和“负责”两项的得分明显高于男性。年龄对金钱态度的影响不显著。受教育程度较低的参与者在权力与地位和金融素养担忧方面的得分显著高于受教育程度较高的参与者。幸福和个性因素解释了金钱态度的显著差异。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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