Research and Design of a Financial Intelligent Risk Control Platform Based on Big Data Analysis and Deep Machine Learning

Shuochen Bi, Yufan Lian, Ziyue Wang
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Abstract

In the financial field of the United States, the application of big data technology has become one of the important means for financial institutions to enhance competitiveness and reduce risks. The core objective of this article is to explore how to fully utilize big data technology to achieve complete integration of internal and external data of financial institutions, and create an efficient and reliable platform for big data collection, storage, and analysis. With the continuous expansion and innovation of financial business, traditional risk management models are no longer able to meet the increasingly complex market demands. This article adopts big data mining and real-time streaming data processing technology to monitor, analyze, and alert various business data. Through statistical analysis of historical data and precise mining of customer transaction behavior and relationships, potential risks can be more accurately identified and timely responses can be made. This article designs and implements a financial big data intelligent risk control platform. This platform not only achieves effective integration, storage, and analysis of internal and external data of financial institutions, but also intelligently displays customer characteristics and their related relationships, as well as intelligent supervision of various risk information
基于大数据分析和深度机器学习的金融智能风险控制平台研究与设计
在美国金融领域,大数据技术的应用已成为金融机构提升竞争力、降低风险的重要手段之一。本文的核心目标是探讨如何充分利用大数据技术实现金融机构内外部数据的完整整合,打造高效可靠的大数据采集、存储和分析平台。随着金融业务的不断拓展和创新,传统的风险管理模式已无法满足日益复杂的市场需求。本文采用大数据挖掘和实时流数据处理技术,对各种业务数据进行监控、分析和预警。通过对历史数据的统计分析,以及对客户交易行为和关系的精确挖掘,可以更准确地识别潜在风险并及时做出反应。该平台不仅实现了金融机构内外部数据的有效整合、存储和分析,还能智能显示客户特征及其关联关系,并对各种风险信息进行智能监管。
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