The Influence of Digital Literacy, Financial Attitudes, and Income on the Financial Management of Working Women in Pontianak City

Abstract

This study aims to look into how digital literacy, financial attitudes, and income affect the financial management of working women in Pontianak City. The sample for this study was selected based on the criteria for women who are government employees. The sampling technique used in this research is purposive sampling. The study was conducted using a standard sample size, involving 3,157 working women as respondents. The analysis of the data and the discussion of the results indicate a positive influence of digital literacy, financial attitudes, and income on the financial management of working women in Pontianak City. This research can contribute to the development of literacy and financial management programs that are more effective for working women in the area.