Perception of Farmers as Investors Towards Various Investment Avenues: An Empirical Analysis

Samridhi Kapoor, Shushma H
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Abstract

Farmers are among the many small investors in India who may save money and invest in various avenues. It is yet to be determined how farmers and ‘the agrarians’ in India perceive different investment opportunities. The present study fills this gap in the investment avenues literature. Surveys and interviews were used to gather primary data, and secondary data sources comprised of journal papers, books and articles. The reliability of the scale and the internal consistency of the variables were evaluated using Cronbach’s alpha. The study employed one-way analysis of variance and rank correlation to assess its goals. The findings of the study show that significant deciding variables for choosing an investment include money, safety, time, trust and risk preferences. The results also highlighted the fact that older, higher-earning farmers and agrarians prefer investing only in bank deposits and postal savings accounts for reasons of safety and security. The findings of the study will help develop an investing tool that meets the needs of the national economy, financial institutions, the government and certain groups like farmers and agrarians while also being appropriate for them.
农民作为投资者对各种投资途径的看法:实证分析
农民是印度众多小投资者中的一员,他们可能会存钱并投资于各种渠道。印度农民和 "农夫 "如何看待不同的投资机会尚待确定。本研究填补了投资途径文献中的这一空白。本研究采用调查和访谈的方式收集原始数据,二手数据来源包括期刊论文、书籍和文章。量表的可靠性和变量的内部一致性采用 Cronbach's alpha 进行评估。研究采用了单向方差分析和等级相关来评估其目标。研究结果表明,选择投资的重要决定变量包括资金、安全、时间、信任和风险偏好。研究结果还突出表明,年龄较大、收入较高的农民和农户出于安全和保障的考虑,只倾向于投资银行存款和邮政储蓄账户。研究结果将有助于开发一种投资工具,既能满足国民经济、金融机构、政府以及农民和农户等特定群体的需求,又能适合他们。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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