Pengaruh Literasi Keuangan dan Perilaku Keuangan Terhadap Minat Berinvestasi Mahasiswa Pendidikan Ekonomi UNS

Hania Andriani, Kristiani, Sudarno
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Abstract

This study aims to identify (1) the effect of financial literacy on the interest in investment of students in the UNS Economics Education Study Program, (2) the effect of financial behavior on the interest in investment of students in the UNS Economics Education Study Program, (3) the effect of financial literacy and financial behavior on the interest in investment of students in the UNS Economics Education study program. This research is a quantitative research method with a population of 165 students in the UNS Economics Education Study Program batches of 2019 and 2020. The sampling technique used was proportionate random sampling with the data collection method using a questionnaires and the data analysis used was multiple linear regression analysis. The results of this study indicate that (1) there is a positive and significant influence of financial literacy on the interest in investment of students in the UNS Economic Education study program. (2) there is a positive and significant influence of financial behavior on the interest in investment of students in the UNS Economic Education study program. (3) there is a positive and significant influence of financial literacy and financial behavior on the interest in investment of students in the UNS Economic Education study program.
金融知识和金融行为对 UNS 经济教育专业学生投资兴趣的影响
本研究旨在识别(1)金融素养对UNS经济学教育学习项目学生投资兴趣的影响;(2)金融行为对UNS经济学教育学习项目学生投资兴趣的影响;(3)金融素养和金融行为对UNS经济学教育学习项目学生投资兴趣的影响。本研究采用定量研究方法,研究对象为2019年和2020年UNS经济教育学习项目批次的165名学生。采用的抽样技术为比例随机抽样,数据收集方法为问卷调查,数据分析方法为多元线性回归分析。研究结果表明:(1)金融素养对联合国系统经济教育专业学生的投资兴趣有正向显著影响。(2)理财行为对 UNS 经济教育专业学生的投资兴趣有正向显著影响。(3)金融素养和金融行为对 UNS 经济教育专业学生的投资兴趣有正向显著影响。
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