Factors Influencing Investment Decisions among College Students: A Comparative Analysis Between India & Nigeria

International Journal of Accounting & Finance in Asia Pasific Pub Date : 2024-02-20 DOI:10.32535/ijafap.v7i1.2897

Devanshu Karamchandani, Anjali Anjali, Etoo Emmanuel Obinwa, R. D. Nandana, Kunal Panda, Gan Kia Hui, Okwu Peter, Rudresh Pandey, Teoh Bak Aun, Lok Yee Huie

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Abstract

Investment is done for the purpose to gain profitable returns. Investing in a well-diversified portfolio offers a multitude of benefits, including capital appreciation to grow wealth over time. As a student, managing finance can be challenging, but exploring opportunities for passive income can make a significant difference in financial stability and independence. This study endeavors to comparatively analyze the factors influencing investment decisions among college students in India and Nigeria. Demographics play a pivotal role in shaping investment choices, and understanding the differences in the attitude of these countries is vital for effective financial education initiatives. The study reveals that there is a positive relationship between different factors that students consider when making these decisions. Factors such as financial security, return on investment (ROI), and risk minimization are found to have a significant impact on their choices.

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影响大学生投资决策的因素：印度与尼日利亚的比较分析

投资的目的是获取利润回报。投资于多样化的投资组合有很多好处，包括资本增值，使财富随着时间的推移而增长。作为一名学生，理财可能具有挑战性，但探索获得被动收入的机会可以在财务稳定性和独立性方面产生重大影响。本研究试图对影响印度和尼日利亚大学生投资决策的因素进行比较分析。人口统计学在影响投资选择方面起着举足轻重的作用，了解这两个国家在态度上的差异对于有效开展金融教育活动至关重要。研究显示，学生在做出这些决定时考虑的不同因素之间存在正相关关系。研究发现，财务安全、投资回报率 (ROI) 和风险最小化等因素对学生的选择有重大影响。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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International Journal of Accounting & Finance in Asia Pasific

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