Development of Website-based Risk Mitigation to Prevent Non-performing Loans at Pt. Prima Kencana Rejeki

Lukytta Gusti Acfira, Fitriani Halik, Ruslinda Nur, Nur Khadafi
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Abstract

Competition in the business world, especially in sales, requires people to aggressively increase sales volume. Therefore, various efforts were made by the company to further increase the level of sales. One of them is to provide convenience in the form of sales on credit even though it has credit risks, such as an increase in the number of Non-performing Loans. This research was carried out to produce a risk mitigation website that could facilitate companies in their efforts to prevent credit risk, in this case, Non-performing Loans at PT. Prima Kencana Fortune. This study used the research and development method involving collecting initial information, planning, initial product development, initial trials, and product revisions. This website consists of two user pages: the admin user page and the sales user page. The feasibility test results based on the convenience aspect have an average score of 3.18, with very good criteria. The attractiveness aspect received an average score of 2.73, a good criteria. For the usefulness aspect, the average score was 3.41, with very good criteria. Keywords: non-performing loan, credits, risk, website
在 Pt. Prima Kencana Rejeki 开发基于网站的风险缓解措施以防止不良贷款的发生
商业世界的竞争,尤其是销售领域的竞争,要求人们积极提高销售量。因此,公司为进一步提高销售额做出了各种努力。其中之一就是以赊销的形式提供便利,尽管这种形式存在信用风险,如不良贷款数量增加。开展这项研究的目的是制作一个风险缓解网站,以帮助公司努力防范信贷风险,这里指的是 PT.Prima Kencana Fortune 公司的不良贷款。Prima Kencana Fortune 公司的不良贷款。本研究采用了研发方法,包括收集初始信息、规划、初始产品开发、初始试验和产品修订。该网站由两个用户页面组成:管理用户页面和销售用户页面。基于便利性方面的可行性测试结果平均得分为 3.18,标准非常好。吸引力方面的平均得分为 2.73,标准良好。在实用性方面,平均得分为 3.41,标准非常好。关键词:不良贷款、信贷、风险、网站
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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