When Patients are Assailants: Valuing Occupational Risks in Health Care

IF 2 4区 经济学 Q2 ECONOMICS
Elissa P. Gentry, W. Viscusi
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Abstract

Abstract Intentional violence against healthcare workers inflicts a physical and mental toll, motivating legislative proposals to better regulate these occupational risks. This article uses this context to address two novel issues for benefit assessment raised by injuries from assailants: potential heterogeneity in valuation based on the context of the injury risk and possible reductions in self-reported valuations when the exposed population has been trained to feel responsible for the risk. This article presents experimental evidence on workers’ preferences over the form of intervention: protection (risk reduction) or insurance (cost-sharing). The experiment also elicits worker valuations of occupational health care risks, calculating the value of a statistical injury (VSI), based on local wage-risk tradeoffs, in the general range of $200,000. Workers accord a premium to risk reductions that might eliminate the risk of injuries. Both the physical harm and the process by which the injury occurs may affect benefit assessments for the regulation of workplace violence. Non-healthcare participants require a $40,000 premium per expected injury resulting from intentional harm. While health care workers do not generally require such a premium, health care workers in clinical positions require more compensation to face occupational risks. Insurance coverage for monetary losses is more highly valued than protective measures for accidental harms, though there is no significant comparable preference for insurance against intentional harms. The results have important practical implications for addressing the concerning phenomenon of violence against healthcare workers, suggesting that expanding insurance compensation would be desirable, as would assigning an intentionality premium to intentional injuries.
当病人成为攻击者时:重视医疗保健中的职业风险
摘要 针对医护人员的蓄意暴力行为造成了身心伤害,促使人们提出立法建议,以更好地规范这些职业风险。本文以此为背景,探讨了因袭击者造成的伤害而引发的两个新的利益评估问题:基于伤害风险背景的潜在异质性估值,以及当受影响人群被训练为对风险负责时,自我报告的估值可能会降低。本文通过实验证明了工人对干预形式的偏好:保护(降低风险)或保险(分摊成本)。实验还激发了工人对职业医疗风险的估价,根据当地工资与风险的权衡,计算出统计伤害的价值(VSI),一般范围为 20 万美元。工人对可能消除工伤风险的风险降低措施给予溢价。身体伤害和伤害发生的过程都可能影响对工作场所暴力监管的效益评估。非医疗保健参与者需要为故意伤害造成的每次预期伤害支付 40,000 美元的保险费。虽然医护人员一般不需要这样的保费,但临床岗位的医护人员需要更多的补偿来面对职业风险。与针对意外伤害的保护措施相比,针对金钱损失的保险更受重视,但对针对故意伤害的保险却没有明显的可比偏好。这些结果对于解决医护人员遭受暴力侵害这一令人担忧的现象具有重要的现实意义,表明扩大保险赔偿范围是可取的,对故意伤害给予故意伤害保险费也是可取的。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
CiteScore
5.30
自引率
2.90%
发文量
22
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