PENGARUH KUALITAS LAYANAN DAN KEMUDAHAN MOBILE BANKING TERHADAP KEPUASAN NASABAH PT. BANK SYARIAH INDONESIA.TBK REGIONAL OFFICE X MAKASSAR

JURSIMA Pub Date : 2023-09-05 DOI:10.47024/js.v11i2.592
M. Husni, R. Ramlah, Budhi Krisnanto, Muhammad Rizal, Mirna Mirna
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Abstract

Utilizing the use of technology to provide better services to its customers, the bank launched an information technology-based banking transaction service media, namely Mobile Banking (m-banking). As of December 31, 2021, the number of customers using BSI services is 199,499 BSI Mobile Noa Users, from this data, it can be seen that the Mobile Banking services provided by banks are enough to change the lifestyles of people who previously had to queue at the bank, now only with applications. Technological developments that make transactions easier make customers more interested in the Mobile Banking services provided.   This research aims to determine the influence of service quality and ease of Mobile Banking on customer satisfaction of PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar. The data analysis methods used are instrument tests, multiple liner analysis, hypothesis tests, and R2 coefficient determination tests. With a total of 100 samples. By the method of taking accidental sampling samples.   The results of this test conclude: 1) Service quality has a positive and significant effect on customer satisfaction at PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar.  2) The ease of Mobile Banking has a positive and significant effect on customer satisfaction at PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar.   3) The quality of service and ease of Mobile Banking have a positive and significant effect on Customer Satisfaction at PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar
手机银行的服务质量和便利性对客户满意度的影响 PT. Bank syariah indonesia.tbk Regional Office X Macassar
为了利用技术为客户提供更好的服务,银行推出了基于信息技术的银行交易服务媒体,即移动银行(m-banking)。截至 2021 年 12 月 31 日,使用首钢国际银行服务的客户数量为 199 499 名首钢国际银行移动 Noa 用户,从这一数据可以看出,银行提供的移动银行服务足以改变人们的生活方式,以前要到银行排队,现在只需申请即可。技术的发展使交易变得更加容易,从而使客户对所提供的移动银行服务更感兴趣。 本研究旨在确定移动银行的服务质量和便捷性对 PT.Bank Syariah Indonesia Tbk.X Makassar 地区办事处的客户满意度的影响。使用的数据分析方法包括工具测试、多重衬垫分析、假设检验和 R2 系数确定检验。样本总数为 100 个。采用偶然抽样的方法。 测试结果得出以下结论1) 服务质量对 PT.Bank Syariah Indonesia Tbk.区域办事处 X 望加锡。 2) 在 PT.Bank Syariah Indonesia Tbk.马卡萨地区办事处X 3) 服务质量和手机银行的便利性对 PT.Bank Syariah Indonesia Tbk.望加锡地区办事处
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