The ecosystem of financial inclusion and its regulation

Abstract

The article examines the essence of the concept of financial inclusion from the perspective of the formation of an ecosystem of interdependent determinants of its provision, substantiates the role of regulation as an important prerequisite for ensuring financial inclusion. Proved that for the effective formation and development of the financial inclusion ecosystem, it is necessary to create and support an adaptive regulatory environment capable of ensuring full-fledged legislative protection of creditors' and depositors' rights, protection of property rights of financial services market participants, and information security. Identified a set of regulatory measures necessary to ensure a high level of financial inclusion in the country.