Bütünleşik MPSI-MARA Modeliyle Çok Şubeli Bankaların Finansal Performans Analizi: Türkiye Örneği

Abstract

The number of scientific studies involving measuring the financial performance of banks operating in the financial system with numerical values and comparing the performances of competing banks with each other in the light of these values is increasing day by day. This is due to the fact that the number of individuals and institutions affected by the performance of the banking system is increasing day by day. In this research conducted to determine the bank with the highest financial performance in Turkey, the financial data of multi-branch deposit banks operating in Türkiye for the year 2022 were analyzed with MPSI and MARA integrated ranking model. In the research, 19 banks with multiple branches were examined. In the study, 7 different financial ratios were selected as performance criteria. According to the analysis made according to the MPSI weighting method, it was understood that the criterion that most affected the financial performance of the banks was "Number of Branches/Net Period Profit". The second most important criterion was determined to be the "Net Period Profit/Total Assets" criteria. The most important result of the research is the finding that Akbank is the bank with the highest financial performance according to the MARA ranking method integrated with the MPSI weight method. This successful bank was followed by Garanti Bankası and Yapı ve Kredi Bankası. It has been determined that state-owned banks are not successful in 2022. It was also concluded that there was no positive relationship between financial performance success and asset size. The number of scientific studies involving measuring the financial performance of banks operating in the financial system with numerical values and comparing the performances of competing banks with each other in the light of these values is increasing day by day. This is due to the fact that the number of individuals and institutions affected by the performance of the banking system is increasing day by day. In this research conducted to determine the bank with the highest financial performance in Turkey, the financial data of multi-branch deposit banks operating in Türkiye for the year 2022 were analyzed with MPSI and MARA integrated ranking model. In the research, 19 banks with multiple branches were examined. In the study, 7 different financial ratios were selected as performance criteria. According to the analysis made according to the MPSI weighting method, it was understood that the criterion that most affected the financial performance of the banks was "Number of Branches/Net Period Profit". The second most important criterion was determined to be the "Net Period Profit/Total Assets" criteria. The most important result of the research is the finding that Akbank is the bank with the highest financial performance according to the MARA ranking method integrated with the MPSI weight method. This successful bank was followed by Garanti Bankası and Yapı ve Kredi Bankası. It has been determined that state-owned banks are not successful in 2022. It was also concluded that there was no positive relationship between financial performance success and asset size.