HOUSING CONSTRUCTION AS A DRIVER FOR THE DEVELOPMENT OF RURAL TERRITORIES IN THE RUSSIAN FEDERATION

Olga Borovskikh, Alsu Evstaf'eva
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Abstract

Rural territories are a strategic resource of the Russian Federation. Their development is significantly influenced by the level and quality of life of the rural population. The low quality of life of the rural population, limited employment opportunities, low income levels, as well as poorly developed infrastructure lead to an outflow of labor to cities and the disappearance of entire settlements. Activating housing construction in rural areas will ensure their sustainable development. Government support measures in the field of rural development have an impact on improving the living conditions of the rural population. Preferential rural mortgages are the main mechanism stimulating supply and demand in the rural housing construction market. At the end of 2022 Volga Federal District took a leading position in the demand for preferential rural mortgages. The study was conducted to identify the most attractive and promising federal districts for the development of rural housing construction in the Russian Federation. The Southern, North Caucasian, Volga and Central regions are characterized by unique opportunities that make it possible, through the development of housing construction, to indirectly develop agriculture as a whole. Less attractive for the development of rural housing construction are the Northwestern, Ural, Siberian and Far Eastern federal districts. The results of the authors' research will be useful to various authorities to improve methods for stimulating housing construction in rural areas.
住房建设推动俄罗斯联邦农村地区的发展
农村地区是俄罗斯联邦的战略资源。农村人口的生活水平和质量对其发展有重大影响。农村人口生活质量低、就业机会有限、收入水平低以及基础设施落后,导致劳动力向城市外流,整个居住区消失。启动农村地区的住房建设将确保其可持续发展。政府在农村发展领域采取的支持措施对改善农村人口的生活条件产生了影响。农村优惠抵押贷款是刺激农村住房建设市场供求的主要机制。截至 2022 年底,伏尔加联邦区在农村优惠抵押贷款需求方面处于领先地位。该研究旨在确定在俄罗斯联邦发展农村住房建设最具吸引力和前景的联邦区。南部、北高加索、伏尔加和中部地区拥有独特的机遇,通过发展住房建设可以间接发展整个农业。西北、乌拉尔、西伯利亚和远东联邦区对发展农村住房建设的吸引力较小。作者的研究成果将有助于各部门改进促进农村地区住房建设的方法。
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