On the factors determining the health profiles and care needs of institutionalized elders

IF 1.9 2区 经济学 Q2 ECONOMICS
Aleksandr Shemendyuk , Joël Wagner
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引用次数: 0

Abstract

In many developed countries, population aging raises a number of issues related to the organization and financing of long-term care. While the determinants of the overall burden and cost of care are well understood, the organization of institutionalized long-term care must meet the needs of the elderly. One way to optimize management is to use information on health problems to assess the infrastructure needed, the qualifications of staff, and the allocation of new entrants. In this research, we determine the typical health profiles of institutionalized elderly using novel longitudinal data from nursing homes in the canton of Geneva, Switzerland. Our data contain comprehensive information on health factors such as impairments of psychological and sensory functions, levels of limitations, and pathologies for 21 549 individuals covering the period from 1996 to 2018. First, we perform a spectral clustering algorithm and determine the profiles of the institutionalized individuals. Then, we use multinomial logistic regression to study the effects of the factors that determine these health profiles. Our main findings include eight typical health profiles: the largest group consists of the most “healthy” individuals, who, on average, require the least amount of help with their daily needs and who stay in the institution the longest. We show that, in contrast to age at admission and gender, the limitations and the set of pathologies are relevant factors in determining the profile. Our study sheds light on the typical structures of elderly' health profiles, which can be used by institutions to organize their resources and by insurance companies to derive profile-based products that provide additional insurance coverage in case of special needs.

院舍長者的健康狀況及護理需要的決定因素
在许多发达国家,人口老龄化引发了一系列与长期护理的组织和筹资有关的问题。虽然护理的总体负担和成本的决定因素已被充分了解,但机构化长期护理的组织必须满足老年人的需求。优化管理的方法之一是利用健康问题的信息来评估所需的基础设施、工作人员的资质以及新加入者的分配。在这项研究中,我们利用瑞士日内瓦州养老院的新型纵向数据,确定了机构养老老人的典型健康状况。我们的数据包含了从 1996 年到 2018 年期间 21 549 人的全面健康因素信息,如心理和感官功能障碍、受限程度和病症。首先,我们采用频谱聚类算法,确定机构收容人员的特征。然后,我们使用多项式逻辑回归来研究决定这些健康状况的因素的影响。我们的主要发现包括八种典型的健康状况:最大的群体由最 "健康 "的人组成,他们平均需要最少的帮助来满足日常需求,而且在养老院中待的时间最长。我们的研究表明,与入院时的年龄和性别不同,限制因素和一系列病症是决定健康状况的相关因素。我们的研究揭示了老年人健康档案的典型结构,机构可以利用这些结构来组织资源,保险公司也可以利用这些结构来开发基于档案的产品,为有特殊需求的老年人提供额外的保险保障。
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来源期刊
Insurance Mathematics & Economics
Insurance Mathematics & Economics 管理科学-数学跨学科应用
CiteScore
3.40
自引率
15.80%
发文量
90
审稿时长
17.3 weeks
期刊介绍: Insurance: Mathematics and Economics publishes leading research spanning all fields of actuarial science research. It appears six times per year and is the largest journal in actuarial science research around the world. Insurance: Mathematics and Economics is an international academic journal that aims to strengthen the communication between individuals and groups who develop and apply research results in actuarial science. The journal feels a particular obligation to facilitate closer cooperation between those who conduct research in insurance mathematics and quantitative insurance economics, and practicing actuaries who are interested in the implementation of the results. To this purpose, Insurance: Mathematics and Economics publishes high-quality articles of broad international interest, concerned with either the theory of insurance mathematics and quantitative insurance economics or the inventive application of it, including empirical or experimental results. Articles that combine several of these aspects are particularly considered.
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