Bank Aceh Syariah Contribution in Supporting the Development of the Halal Tourism Sector In the City of Sabang

Al Tijarah Pub Date : 2023-12-12 DOI:10.21111/at.v9i2.10501
D. Amanatillah, Isnaliana Isnaliana, Jalilah Jalilah
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引用次数: 0

Abstract

The presence of halal tourism does not only focus on halal products, which are life choices and follow Sharia rules for the community, but the involvement of the government and Islamic financial institutions, especially Islamic banking, is also a supporter of encouraging this sector, one of which is Bank Aceh Syariah. This research focused on contribution of Bank Aceh Syariah in supporting the development of the Halal tourism sector especially the MSME actors in the city of Sabang. This methodology used in this research is descriptive qualitative based on field research. The findings of the research stated that the contribution of Bank Aceh Syariah to supporting the development of the halal tourism sector in the city of Sabang is particularly carried out through fund distribution products, namely microfinance with murabahah and musyarakah schemes for MSME actors. However, Bank Aceh Syariah focuses not only on the financial aspect alone but also on assistance and supervision for MSME actors. In addition, the convenience of service facilities provided by Bank Aceh is also a supporting facility in facilitating transactions for business people and visiting tourists, such as the convenience of ATM facilities, Mobile ACTION, QRIS, and other facilities.
亚齐伊斯兰银行对支持沙邦市清真旅游业发展的贡献
清真旅游业的存在不仅关注于清真产品,这些产品是生活的选择,并遵循伊斯兰教法的规定,而且政府和伊斯兰金融机构(尤其是伊斯兰银行)的参与也是鼓励该行业发展的支持者,亚齐伊斯兰银行就是其中之一。本研究的重点是亚齐伊斯兰银行在支持清真旅游业发展方面所做的贡献,尤其是沙邦市的中小微企业。本研究采用的方法是基于实地调查的描述性定性方法。研究结果表明,亚齐伊斯兰银行在支持沙邦市清真旅游业发展方面的贡献主要体现在资金分配产品上,即针对中小微企业的小额信贷与穆拉巴哈(murabahah)和穆西亚拉卡(musyarakah)计划。然而,亚齐伊斯兰银行不仅关注金融方面,还关注对中小微企业参与者的援助和监督。此外,亚齐银行提供的便利服务设施也是促进商务人士和来访游客交易的辅助设施,如便利的 ATM 设施、移动 ACTION、QRIS 等设施。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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24 weeks
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