Pengaruh Literasi Keuangan dan Persepsi Manfaat Terhadap Minat Penggunaan E-Wallet Mahasiswa Prodi S1 Manajemen Universitas Pendidikan Ganesha

Ida Ayu Hita Widyasanti, I Nengah Suarmanayasa
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Abstract

This study aims to examine the effect of financial literacy and perceived benefits on the intention to use e-wallets. The research method used in this study is a causal quantitative research method. The population in this study were students of Management Study Program, Ganesha University of Education. The sampling method in this study was purposive sampling. The data for this study were collected using a questionnaire distributed online via the Google form which was then processed by testing multiple linear regression analysis. The results of the study show that (1) financial literacy and perceived benefits simultaneously have a significant effect on the interest in using e-wallets, (2) financial literacy and perceived benefits partially have a positive and significant effect on the interest in using e-wallets for undergraduate students of University Management Study Program Ganesha Education
金融素养如何影响Prodi学士学位证书学生甘尼萨教育学院对电子wallet的兴趣
本研究旨在检验金融知识和感知利益对使用电子钱包的意愿的影响。本研究采用的研究方法是因果定量研究方法。本研究的人群是甘尼萨教育大学管理研究项目的学生。本研究的抽样方法为目的抽样。本研究的数据是通过谷歌表格在线分发的问卷收集的,然后通过检验多元线性回归分析进行处理。研究结果表明:(1)财务素养和感知利益同时对电子钱包使用兴趣产生显著影响;(2)财务素养和感知利益对大学管理专业Ganesha教育本科生使用电子钱包的兴趣产生部分正向显著影响
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