Retirement pension poverty among injured workers with long-term workers’ compensation claims

IF 1.5 3区 经济学 Q2 ECONOMICS
Ellen MacEachen, Pamela Hopwood, Meghan K. Crouch
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Abstract

Abstract Achieving adequate incomes to sustain people in their retirement years is a challenge. This paper addresses poverty among injured workers of retirement age when they have been receiving workers’ compensation benefits. Guided by governmental management theory, we address procedures that have operated without media or scholarly attention, in order to highlight details in workers’ compensation retirement pension policy that contribute to injured worker poverty in older age in Ontario, Canada. We used a mixed methods approach, applying critical discourse analysis to explain (a) policies related to retirement income; (b) rationales that supported a legislative change that reduced retirement pensions; and (c) workers’ experiences of living with a workers’ compensation pension. Although workers’ compensation board retirement income policy was intended to make up for loss of contributions to the Canadian federal pension fund, the Ontario injured workers’ retirement pension now pays less than half of the amount workers would have received in the federal pension,a trend that is observable across Canadian provincial workers’ compensation boards. Legislative debates about the 1998 bill that halved the Ontario injured workers’ retirement pension centred on neoliberal logic of fiscal responsibility. Injured workers and key informants in this study expressed trepidation about injured workers’ financial futures.
有长期工人赔偿要求的受伤工人的退休金贫困
实现足够的收入来维持人们的退休生活是一个挑战。本文研究了退休年龄的工伤工人在领取工伤赔偿时的贫困问题。在政府管理理论的指导下,我们解决了在没有媒体或学术关注的情况下运作的程序,以突出导致加拿大安大略省老年受伤工人贫困的工人补偿退休养老金政策的细节。我们使用混合方法,运用批判性话语分析来解释(a)与退休收入相关的政策;(b)支持减少退休养恤金的立法改革的理由;(c)工人与工人补偿养老金一起生活的经历。虽然工人补偿委员会的退休收入政策旨在弥补加拿大联邦养老基金的损失,但安大略省受伤工人的退休养老金现在支付的金额不到工人在联邦养老金中收到的金额的一半,这一趋势在加拿大各省工人补偿委员会中都可以观察到。1998年的一项法案将安大略省受伤工人的退休金减半,围绕该法案的立法辩论集中在财政责任的新自由主义逻辑上。在这项研究中,受伤工人和关键线人表达了对受伤工人财务未来的担忧。
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来源期刊
CiteScore
4.60
自引率
8.00%
发文量
35
期刊介绍: The Economic & Labour Relations Review is a double-blind, peer-reviewed journal that aims to bring together research in economics and labour relations in a multi-disciplinary approach to policy questions. The journal encourages articles that critically assess dominant orthodoxies, as well as alternative models, thereby facilitating informed debate. The journal particularly encourages articles that adopt a post-Keynesian (heterodox) approach to economics, or that explore rights-, equality- or justice-based approaches to labour relations and social policy.
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