Awareness among employees towards investment products

IF 0.7 Q4 BUSINESS
Khujan Singh, Aarti Devi, Pooja Muwal
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引用次数: 0

Abstract

The study aims to explore the awareness of various investment products and evaluate the effect of demographic and socio-economic factors on the awareness of investment products among government employees in Haryana, India. Primary data have been collected from 394 government employees with the help of a self-structured questionnaire. Exploratory factor analysis has been used to extract the dimensions of investment product awareness. One-way ANOVA and t-test have been used to identify the influence of demographic and socio-economic factors on investment product awareness. Exploratory factor analysis extracted eight dimensions of investment product awareness. The result showed that age significantly influences the awareness of all investment products except for balance growth products. However, education has a significant effect only on the awareness of risk-averse products. The awareness level of employees covered under different pension schemes is significantly different in risk-averse products, specific purpose products, and NPS.
员工对投资产品的认知
本研究旨在探讨各种投资产品的认知度,并评估人口和社会经济因素对印度哈里亚纳邦政府雇员投资产品认知度的影响。通过自行编制的调查问卷,从394名政府雇员中收集了初步数据。探索性因子分析被用于提取投资产品意识的维度。采用单因素方差分析和t检验来确定人口和社会经济因素对投资产品意识的影响。探索性因子分析提取了投资产品认知的八个维度。结果表明,年龄对除平衡增长产品外的所有投资产品的认知度都有显著影响。然而,教育只对风险规避产品的意识有显著影响。在风险规避产品、特定目的产品和NPS中,不同养老金计划覆盖的员工意识水平存在显著差异。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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63.60%
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