Pengaruh Literasi Keuangan dan Kontrol Diri Terhadap Perilaku Konsumtif Mahasiswa Pendidikan Ekonomi Universitas Panca Sakti Bekasi

Lili Rahmawati, Eka Putri
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引用次数: 0

Abstract

This study aims to determine how the influence of financial literacy, and self-control on the consumptive behavior of economic education students of Universitas Panca Sakti Bekasi Class of 2020. This study used associative quantitative methods with a series of instrument tests and classical assumptions. The population of this study is economic education students in the class of 2020 with a total of 140 students. Sampling of 58 students using random sampling. Data collection method by distributing online questionnaires through google form. The data analysis techniques used are classical assumptions, multiple linear regression, and hypothesis testing with SPSS 20 software. The results of this study show (1) Financial Literacy has a significant effect on the consumptive behavior of economic education students of Universitas Panca Sakti Bekasi class of 2020; (2) Self-Control does not have a significant effect on the consumptive behavior of economics education students of Panca Sakti University class of 2020; (3) Financial Literacy and Self-Control affect the consumptive behavior of economics education students of Universitas Panca Sakti Bekasi class of 2020.
金融素养和自我控制对潘卡·Sakti贝卡西大学经济教育学生行为的影响
本研究旨在确定金融素养和自我控制对潘卡萨克蒂大学2020级经济教育专业学生消费行为的影响。本研究采用一系列仪器检验和经典假设的关联定量方法。本研究的人群为2020级经济教育专业的学生,共140人。采用随机抽样对58名学生进行抽样。数据收集方法是通过谷歌表格发放在线问卷。使用的数据分析技术是经典假设,多元线性回归,并用SPSS 20软件进行假设检验。研究结果表明:(1)金融素养对大学2020级经济教育专业学生的消费行为有显著影响;(2)自我控制对潘卡萨克蒂大学2020级经济学教育专业学生的消费行为没有显著影响;(3)金融素养和自我控制影响潘卡萨克蒂大学2020级经济学教育学生的消费行为。
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