Impact of financial inclusion on household welfare in Liberia: A gendered perspective

IF 2 4区经济学 Q2 DEVELOPMENT STUDIES

Review of Development Economics Pub Date : 2023-09-29 DOI:10.1111/rode.13057

Francis F. B. Mulbah, Dennis Etemesi Olumeh, Vida Mantey, Billy Okemer Ipara

引用次数: 0

Abstract

Abstract Financial inclusion (FI) is critical to achieving the Sustainable Development Goals, particularly zero poverty, gender equality, and reduced inequalities, but there is limited evidence of its impacts on household welfare in fragile and post‐conflict countries (FPCCs). This study analyses the impact of FI on household welfare in Liberia using the Liberian Household Income and Expenditure Survey of 2016–2017. For the empirical analysis, we use an inverse probability‐weighted regression adjustment model and separate analyses for male‐headed households (MHHs) and female‐headed households (FHHs) to identify possible gender differences. We find that using mobile money statistically significantly increases household food security for MHHs and FHHs. In particular, the welfare impact is greater for MHHs in terms of food availability, while in relation to food quality and dietary diversity, the impact is greater for FHHs. These findings show the need to scale up FI in FPCCs as a catalyst for improving household welfare.

查看原文本刊更多论文

金融普惠对利比里亚家庭福利的影响:性别视角

金融包容性(FI)对于实现可持续发展目标至关重要，尤其是零贫困、性别平等和减少不平等，但有关其对脆弱和冲突后国家(FPCCs)家庭福利影响的证据有限。本研究使用2016-2017年利比里亚家庭收入和支出调查分析了FI对利比里亚家庭福利的影响。在实证分析中，我们使用了逆概率加权回归调整模型，并对男性户主家庭(MHHs)和女性户主家庭(FHHs)进行了单独分析，以确定可能的性别差异。我们发现，使用移动货币在统计上显著提高了家庭卫生保健和家庭卫生保健的家庭粮食安全。特别是，在食物供应方面，卫生保健服务对福利的影响更大，而在食物质量和饮食多样性方面，卫生保健服务对福利的影响更大。这些发现表明，有必要扩大FPCCs的金融融资额，作为改善家庭福利的催化剂。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

Review of Development Economics Multiple-

CiteScore

3.20

自引率

6.20%

发文量

109

期刊介绍： The Review of Development Economics is a leading journal publishing high-quality research in development economics. It publishes rigorous analytical papers, theoretical and empirical, which deal with contemporary growth problems of developing countries, including the transition economies. The Review not only serves as a link between theorists and practitioners, but also builds a bridge between development economists and their colleagues in related fields. While the level of the Review of Development Economics is academic, the materials presented are of value to policy makers and researchers, especially those in developing countries.