Literasi Keuangan dan Literasi Digital UMKM Kuliner Kota Padang Sebagai Penggerak Pemulihan Ekonomi Masa Pandemi Global Covid 19

Jurnal Ekonomi dan Bisnis Dharma Andalas Pub Date : 2022-01-27 DOI:10.47233/jebd.v24i1.352

Yenni Del Rosa, Idwar Idwar, M. Abdilla

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引用次数: 3

Abstract

The purpose of the study was to look at the effect of financial literacy and digital literacy on the turnover of culinary SMEs in Padang City during the covid 19 pandemic partially and simultaneously. The research method used an associative method with a quantitative approach. The research population was 371 samples, 193 were taken by purposive sampling. Data collection techniques with field research, interviews, observations and questionnaires. All research variables meet all instrument tests and classical assumption tests. The results of the multiple linear regression equation obtained Y = 1.657 + 0.539X1 + 0.723X2 + e. Testing the hypothesis partially and simultaneously at a significance level of 5% shows that financial literacy and digital literacy have a significant positive effect on the turnover of culinary SMEs in the city of Padang. The correlation between financial literacy and digital literacy with culinary SMEs turnover is 0.796 (strong), R2 = 0.633 and Adjusted R square = 0.625 ABSTRAK Tujuan penelitian melihat pengaruhliterasi keuangan dan literasi digital terhadap omset UMKM kuliner kota Padang saat pandemic covid 19 secara parsial dan simultan. Metode penelitian memakai metode asosiatif dengan pendekatan kuantitatif. Populasi penelitian 371sampel 193 diambil secara purposive sampling. Teknik pengumpulan data dengan field research, wawancara, observasi dan angket. Semua variabel penelitian memenuhisemua uji instrumen dan uji asumsi klasik. Hasil persamaan regresi linier berganda didapat Y = 1,657 + 0,539X1 + 0,723X2+ e. Uji hipotesis secara parsial dan simultan pada tingkat signifikansi 5% menujukkan literasi keuangan dan literasi digital berpengaruh positif signifikan terhadap omset UMKM kuliner kota Padang. Korelasi literasi keuangan dan literasi digital dengan omset UMKM kuliner 0,796 (kuat) dan R2 = 0,633 serta Adjusted R square = 0,625

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金融素养和公共烹饪城市UMKM数字素养是Covid全球大流行时期经济复苏的动力

该研究的目的是研究金融知识和数字知识在2019冠状病毒病大流行期间对巴东市烹饪中小企业营业额的部分和同时影响。研究方法采用定量结合的方法。研究人群371例，其中目的抽样193例。数据收集技术包括实地调查、访谈、观察和问卷调查。所有研究变量均满足所有仪器检验和经典假设检验。多元线性回归方程的结果得到Y = 1.657 + 0.539X1 + 0.723X2 + e。在5%的显著性水平下，对假设进行部分检验和同时检验表明，金融素养和数字素养对巴东市烹饪中小企业的营业额有显著的正向影响。金融素养和数字素养与烹饪中小企业营业额的相关系数为0.796(强)，R2 = 0.633，调整后的R方= 0.625。方法、方法、方法、方法、方法、方法、方法、方法、方法、方法、方法。人口样本371份，二元甲193份，目的抽样。中国科学技术研究所的实地调查数据，旺卡拉，丹吉特天文台。Semua变量penelitian memenenue仪器和asumsiklasik。Hasil persamaan和regression linier berganda didapat Y = 1,657 + 0,539X1 + 0,723X2+ e. Uji hipotesis secara paral dan simultan patingkat signikansi 5% menujukkan literasi keuangan danliterasi digital berpengaru positive signikan terhadap omset UMKM kuliner kota Padang。Korelasi literasi keuangan dan literasi digital dengan omset UMKM kuliner 0,796 (kuat) dan R2 = 0,633，调整后的R方= 0,625

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Jurnal Ekonomi dan Bisnis Dharma Andalas

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