ANALYSIS IMPLEMENTATION OF NATIONAL FINANCIAL INCLUSION STRATEGY CONNECTED WITH SHARIA FINANCIAL INCLUSION

M. Komarudin, N. Nugraha, D. Harjadi, Fany Oktaviani
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Abstract

ABSTRACT          The purpose of this research is to know the effect of financial education, community property rights, intermediation facilities and financial distribution channels, financial services to the government sector and consumer protection to Islamic financial inclusions. The sampling technique useda random sampling method and thesample isobtained 100 respondents. The independent variables (x) include: financial education, communityproperty rights, intermediation facilities and financial distribution channels,financial services in the government sector and consumer protection. This research used a quantitative approach with descriptive and verification methods and methods ofdata analysis using multiple linear regression analysis.The result of this study indicate that the implementation a five pillars of SNKI (The national strategy of financial inclusion) has a positiveand significant impact on Islamic financial inclusion, it’s mean that if the implementation a five pillars of SNKI had increased automatically the Islamic financial inclusion would be increased. Key Words:         Financial Education, Community Property Rights, Intermediation Facilities and Financial Distribution Channels, Financial Services to the Government Sector Consumer Protection and Islamic Financial Inclusion
分析与伊斯兰普惠金融相关的国家普惠金融战略实施情况
本研究的目的是了解金融教育、社区产权、中介设施和金融分销渠道、对政府部门的金融服务和消费者保护对伊斯兰普惠金融的影响。抽样技术采用随机抽样方法,抽样对象为100人。自变量(x)包括:金融教育、社区产权、中介设施和金融分销渠道、政府部门的金融服务和消费者保护。本研究采用定量方法,采用描述性和验证性方法,数据分析方法采用多元线性回归分析。本研究结果表明,国家普惠金融战略(SNKI)五大支柱的实施对伊斯兰普惠金融具有积极而显著的影响,这意味着如果SNKI五大支柱的实施自动增加,伊斯兰普惠金融就会增加。关键词:金融教育、社区产权、中介设施和金融分销渠道、政府部门金融服务、消费者保护和伊斯兰普惠金融
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