Determinants of Student’s Saving Interest at Islamic Bank

Sukarmin Hidayat, Syahfitri Suryaningsi Welkom, A. Pratiwi
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Abstract

Purpose: This study aimed to determine the effect of knowledge, products, and promotions on the students’ saving interest at Islamic banks.Design/Methodology/Approach: This research used quantitative analysis. The population was Hybrid Learning Students of the undergraduate Management Program in the Faculty of Economics and Business, University of Al-Azhar Indonesia, totaling 1.314. The survey method with the sampling technique used is accidental sampling. The number of samples was 100 students who saved in Islamic banks. The research method used multiple linear regression analysis.Findings: Based on the results of statistical tests, the knowledge has a significant positive effect on students' saving interest at Islamic banks, the product has a significant positive effect on students' saving interest at Islamic banks, and also, the promotion has a significant positive effect on students' saving interest at Islamic banks.
伊斯兰银行学生储蓄利息的决定因素
目的:本研究旨在确定知识、产品和促销对伊斯兰银行学生储蓄利息的影响。设计/方法/方法:本研究采用定量分析。人口为印尼爱资哈尔大学经济与商业学院管理专业本科混合学习学生,共计1.314人。采用抽样技术的调查方法是偶然抽样。样本数量为100名在伊斯兰银行存钱的学生。研究方法采用多元线性回归分析。研究结果:统计检验结果显示,知识对学生在伊斯兰银行的储蓄利息有显著的正向影响,产品对学生在伊斯兰银行的储蓄利息有显著的正向影响,促销对学生在伊斯兰银行的储蓄利息也有显著的正向影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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