Data Mining untuk Nasabah Bank Telemarketing Menggunakan kombinasi Algoritm Naïve Bayes Dan Algoritma Genetik

Ahmad Ashifuddin Aqham, K. Hartomo
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引用次数: 3

Abstract

The strategy used for telemarketing by conducting promotional media, this strategy is a marketing method used by banks, in offering products to customers, banks, one of the products that will be offered is time deposits, the bank has difficulty in knowing the obstacles experienced by customers in making a decision to make deposits against the bank, so that later it will have the effect of a financial crisis at the bank. Telemarketing banks must have targets for customers, where customers have the potential to join one of the bank's products, namely deposits by looking at existing customer data.With the existing problems will be overcome by the datamining technique that will be used for this research is the Naïve Bayes algorithm and genetic algorithm which aims to predict the Telemarketing customers' sources sourced from public UCI Repsitory data so that the bank offers a product to the customer right at the target. Naïve Bayes test with experimental results of 86.71% accuracy while cross validation testing using Genetic algorithm produces high accuracy 90.27%, Root proves the prediction of time series data Naïve Bayes method and Genetics produces an accuracy of 90.27%, so it can be concluded that using the Naive Bayes algorithm and Genetics can optimize in predicting Telemarketing client decisions right in the deposit offer.
通过宣传媒体进行电话营销的策略,这种策略是银行使用的一种营销方法,在向客户提供产品时,银行将提供的产品之一是定期存款,银行很难了解客户在决定向银行存款时遇到的障碍,因此后来它将对银行产生金融危机的影响。电话营销银行必须有客户目标,客户有可能通过查看现有客户数据加入银行的产品之一,即存款。现有的问题将被数据挖掘技术所克服,该技术将用于本研究的是Naïve贝叶斯算法和遗传算法,旨在预测来自公共UCI存储库数据的电话营销客户来源,以便银行向目标客户提供产品。Naïve贝叶斯检验的实验结果准确率为86.71%,而遗传算法交叉验证的准确率为90.27%,Root验证时间序列数据预测Naïve贝叶斯方法和遗传算法的准确率为90.27%,因此可以得出结论,使用朴素贝叶斯算法和遗传算法可以优化预测电话营销客户决策的权利在存款报价。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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