The Need of Dental Insurance Plan in India-Survey

Abstract

INTRODUCTION:  Practically in every developed country, dental insurance is available to a large number of people. It reimburses a percentage of dental visits and other dental treatment providers. Dental hygiene is an essential component of our daily lives. In most industrialized nations, dental insurance is one of the most common type of medical insurance, but not in India. Dental insurance shields consumers from the financial strains that come with unexpected dental expenses. If dental insurance were available, more people would seek dental care, reducing the hardening of dental disease and future costs for expensive dental treatment. If and when dental insurance is provided, it will have a favorable influence on people's attitudes toward dental care. The availability of dental insurance will help to improve oral health. Dental insurance will encourage patients to take better care of their teeth, resulting in improved oral health. AIM AND OBJECTIVES: To formulate & introduce a comprehensive dental insurance plan in India. To evaluate people’s & dentist’s view on need of dental insurance in India. MATERIALS AND METHOD: Online questionnaire based, cross sectional study, conducted between 1st January 2022 to 30th January 2022, data was collected by filling the online questionnaire form from dentists & patients. RESULT: There is demand & need for comprehensive dental insurance plan in India. CONCLUSION: Government should provide dental insurance as part of general health care insurance to promote oral hygiene and dental field, also leading to control of the oral disease burden in India.