Promoting Indigenous Financial Inclusion: Improving ICT Access Within Rural Australia

Int. J. Inf. Syst. Soc. Chang. Pub Date : 2018-04-01 DOI:10.4018/IJISSC.2018040101

Michael D'Rosario

{"title":"Promoting Indigenous Financial Inclusion: Improving ICT Access Within Rural Australia","authors":"Michael D'Rosario","doi":"10.4018/IJISSC.2018040101","DOIUrl":null,"url":null,"abstract":"ThisarticledescribeshowthemajorityofAustralia’sindigenouscommunitieslivewithinisolated regionsandaretypicallycharacterizedbylevelsofdisadvantagenotevidencedwithinmainstream Australiansociety.Whilethereareanumberofreasonsfortheevidenceddisadvantages,accessto financialservicesandsocialservicesareacknowledgedaskeycontributors.Thearticleoutlinesthe roleofbankingsectorcompetitionandchangingbankingstructuresontheexclusionofindigenous peoplefrombankingservices.Itisclaimedhereinthataccess,marketing,price,andself-exclusionall servetopromotefinancialexclusion.Itispositedthatformsofaccessexclusionsuchasbankbranch accessandgeographicdispersionhaveservedasthekeystructuralimpedimentstoindigenousfinancial inclusion.Specifically,thisarticleconsidersthepotentialroleofadaptivecellulartechnologiesand communitytelecentresinaddressingfinancialexclusionwithinindigenouscommunities.Detailing successful ‘social banking’ models adopted in several developing countries, it is asserted that m-bankingcouldserveasapowerfultoolforinclusion. KeyWoRdS Manufacturing Industry, Partner Firms, Strategy and Policy, Supply Chain Management","PeriodicalId":371573,"journal":{"name":"Int. J. Inf. Syst. Soc. Chang.","volume":"49 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Int. J. Inf. Syst. Soc. Chang.","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.4018/IJISSC.2018040101","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}

引用次数: 0

Abstract

ThisarticledescribeshowthemajorityofAustralia’sindigenouscommunitieslivewithinisolated regionsandaretypicallycharacterizedbylevelsofdisadvantagenotevidencedwithinmainstream Australiansociety.Whilethereareanumberofreasonsfortheevidenceddisadvantages,accessto financialservicesandsocialservicesareacknowledgedaskeycontributors.Thearticleoutlinesthe roleofbankingsectorcompetitionandchangingbankingstructuresontheexclusionofindigenous peoplefrombankingservices.Itisclaimedhereinthataccess,marketing,price,andself-exclusionall servetopromotefinancialexclusion.Itispositedthatformsofaccessexclusionsuchasbankbranch accessandgeographicdispersionhaveservedasthekeystructuralimpedimentstoindigenousfinancial inclusion.Specifically,thisarticleconsidersthepotentialroleofadaptivecellulartechnologiesand communitytelecentresinaddressingfinancialexclusionwithinindigenouscommunities.Detailing successful ‘social banking’ models adopted in several developing countries, it is asserted that m-bankingcouldserveasapowerfultoolforinclusion. KeyWoRdS Manufacturing Industry, Partner Firms, Strategy and Policy, Supply Chain Management

查看原文本刊更多论文

促进土著金融包容性:改善澳大利亚农村的信息通信技术接入

ThisarticledescribeshowthemajorityofAustralia 'sindigenouscommunitieslivewithinisolated regionsandaretypicallycharacterizedbylevelsofdisadvantagenotevidencedwithinmainstream Australiansociety。Whilethereareanumberofreasonsfortheevidenceddisadvantages，accessto financialservicesandsocialservicesareacknowledgedaskeycontributors。Thearticleoutlinesthe roleofbankingsectorcompetitionandchangingbankingstructuresontheexclusionofindigenous peoplefrombankingservices。Itisclaimedhereinthataccess，marketing，price，andself-exclusionall servetopromotefinancialexclusion。Itispositedthatformsofaccessexclusionsuchasbankbranch accessandgeographicdispersionhaveservedasthekeystructuralimpedimentstoindigenousfinancial包容。Specifically，thisarticleconsidersthepotentialroleofadaptivecellulartechnologiesand communitytelecentresinaddressingfinancialexclusionwithinindigenouscommunities。Detailing在一些发展中国家成功采用的“社会银行”模式中，有人断言:m-bankingcouldserveasapowerfultoolforinclusion。关键词:制造业，合作伙伴，战略与政策，供应链管理

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

Int. J. Inf. Syst. Soc. Chang.

自引率

0.00%

发文量