The Role of the Financial Services Authority in Handling Online Money Loan Offers by Information Technology-Based Joint Funding Services (LPBBTI)

Journal of Digital Law and Policy Pub Date : 2023-05-31 DOI:10.58982/jdlp.v2i3.430

Aurelia Natalia Wisung, Sukardan Aloysius, Y. M. Jacob, Darius Mauritsius

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引用次数: 1

Abstract

The Financial Services Authority is a financial services supervisory institution that has the authority to regulate, supervise, examine, and investigate financial services institutions including online money loans by information technology-based joint funding services. The formulation of this research problem: (1) What is the role of the Financial Services Authority in handling online money loan offers by information technology- based joint funding services? (2) what efforts have the Financial Services Authority made in handling online money loan offers by information technology-based joint funding services? The research used is normative legal research using the descriptive analysis method. This research uses primary, secondary, and tertiary legal materials. The results of this study can be concluded: (1) The role of the Financial Services Authority in handling online money loan offers by information technology-based joint funding services is to issue regulations to regulate and supervise. (2) The efforts that have been made by the Financial Services Authority in handling online money loan offers by information technology-based joint funding services are conducting education, urging the public to always check the legality of online loans when receiving offers, issuing new services to improve consumer protection, namely Consumer Support Technology (CST) in the form of Chatbot CST and the Financial Services Authority together with 11 ministries coordinating to form the Investment Alert Task Force (SWI) to eradicate illegal online loans that are troubling and detrimental to the community.

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金融服务管理局在处理以资讯科技为基础的联合资助服务公司提供的网上货币贷款方面的角色

金融服务管理局是一家金融服务监管机构，有权通过基于信息技术的联合融资服务对包括在线货币贷款在内的金融服务机构进行监管、监督、检查和调查。本研究问题的制定:(1)金融服务管理局在处理以资讯科技为基础的联合融资服务提供的网上货币贷款方面的角色是什么?(二)金融服务管理局在处理以资讯科技为基础的联合融资服务提供的网上货币贷款方面有何努力?本研究采用的是描述性分析方法的规范法学研究。本研究使用了一级、二级和三级法律材料。研究结果表明:(1)金融服务管理局在处理基于信息技术的联合融资服务提供的网上货币贷款方面的作用是发布法规来规范和监督。(二)金融服务管理局在处理以资讯科技为基础的联合资助服务机构提供的网上货币贷款方面所作的努力，包括进行教育，敦促市民在接受网上贷款要约时经常检查网上贷款的合法性，以及推出新服务以加强对消费者的保障;即消费者支持技术(CST)， CST和金融服务管理局以及11个部委协调组成投资警报特别工作组(SWI)，以消除对社区造成困扰和有害的非法在线贷款。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Journal of Digital Law and Policy

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