SINARMAS BANK HEALTH LEVEL ANALYSIS YEAR 2016-2020 USING THE RGEC METHOD

JIM UPB (Jurnal Ilmiah Manajemen Universitas Putera Batam) Pub Date : 2022-01-29 DOI:10.33884/jimupb.v10i1.5415

Dwi Budi Srisulistiowati, Sri Rejeki

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Abstract

In general, it is said to be healthy with banks in carrying out some of their functions well by carrying out various policies, especially monetary policy. The level of banking soundness shows the guarantee of the security of the customer's budget stored in the bank. When banking regulations have to assess the Banking Soundness Level using the securities approach (Risk based Banking Rating) as stated in Article 2 paragraph (3), regarding the scope of value on several elements with a risk profile, Good Corporate Governance (GCG) , Earnings (Profitability), Capital (Budget). The observation method used is descriptive analysis. This observation aims to see the level of banking soundness at Bank Sinarmas. Observations by taking secondary data obtained from the financial statements of Bank Sinarmas for 2016-2020 which are available on the website https://www.perbankansinarmas.com/id/. Sinarmas has to make efficiency in terms of spending on business operating costs seen from the high BOPO ratio. Even Bank Sinarmas has to follow up on the settlement of non-performing loans, seen from the fluctuations in the value of the NPL which has been unstable for several years.

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新加坡国家银行健康水平分析年度2016-2020使用rgec方法

总的来说，银行通过执行各种政策，特别是货币政策，很好地履行了一些职能，这是健康的。银行健全性的高低反映了银行对客户预算安全的保障程度。当银行法规必须使用第2条第(3)款规定的证券方法(基于风险的银行评级)评估银行稳健性水平时，关于具有风险概况的几个要素的价值范围，良好的公司治理(GCG)，收益(盈利能力)，资本(预算)。所采用的观察方法为描述性分析。这一观察旨在了解新加坡中央银行的银行稳健水平。通过从新加坡央行2016-2020年财务报表中获得的二手数据进行观察，这些数据可在https://www.perbankansinarmas.com/id/网站上找到。从高BOPO比率来看，新加坡电信必须在业务运营成本支出方面提高效率。就连新加坡金管局也必须跟进不良贷款的结算，从不良贷款价值的波动来看，这几年来一直不稳定。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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JIM UPB (Jurnal Ilmiah Manajemen Universitas Putera Batam)

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