Siti Rohani, Yulfiswandi Yulfiswandi, Herman Estu Eka Putra, Herliyanti Sanjaya
{"title":"PERAN MANAJER TERHADAP KINERJA KEUANGAN PADA BANK RAKYAT INDONESIA TBK","authors":"Siti Rohani, Yulfiswandi Yulfiswandi, Herman Estu Eka Putra, Herliyanti Sanjaya","doi":"10.37253/jgbmr.v4i2.7318","DOIUrl":null,"url":null,"abstract":"The research we conducted to analyze the role of managers in improving financial performance at PT. Bank Rakyat Indonesia Tbk. in 2017 to 2021. The population in this study is PT. Bank Rakyat Indonesia Tbk. The research method used is documents and literature. To measure financial performance here, researchers use ratio calculations, namely ROA (Return On Assets), ROE (Return On Equity), NIM (Net Interest Margin), BOPO. To find out the ROA (Return On Assets) ratio, net profit after tax and income is required. As for calculating the ROE (Return On Equity) net profit ratio needed after interest and taxes and capital. And for NIM (Net Interest Margin) the ratio requires total net profit after tax and income, while BOPO (Operating Expenses against Operating Income) requires operational and operating income. The results showed that the percentage ratio ROA (Return On Assets) 1.16% -2.50%, ROE (Return On Equity) 8.13% -17.5%, NIM (Net Interest Margin) 9.31% -11 .47%, BOPO (Operating Expenses to Operating Income) 52.66% - 72.13%.","PeriodicalId":112031,"journal":{"name":"Journal of Global Business and Management Review","volume":"21 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Global Business and Management Review","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.37253/jgbmr.v4i2.7318","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
Abstract
The research we conducted to analyze the role of managers in improving financial performance at PT. Bank Rakyat Indonesia Tbk. in 2017 to 2021. The population in this study is PT. Bank Rakyat Indonesia Tbk. The research method used is documents and literature. To measure financial performance here, researchers use ratio calculations, namely ROA (Return On Assets), ROE (Return On Equity), NIM (Net Interest Margin), BOPO. To find out the ROA (Return On Assets) ratio, net profit after tax and income is required. As for calculating the ROE (Return On Equity) net profit ratio needed after interest and taxes and capital. And for NIM (Net Interest Margin) the ratio requires total net profit after tax and income, while BOPO (Operating Expenses against Operating Income) requires operational and operating income. The results showed that the percentage ratio ROA (Return On Assets) 1.16% -2.50%, ROE (Return On Equity) 8.13% -17.5%, NIM (Net Interest Margin) 9.31% -11 .47%, BOPO (Operating Expenses to Operating Income) 52.66% - 72.13%.
本研究旨在分析管理人员在改善印尼人民银行(PT. Bank Rakyat Indonesia Tbk)财务绩效方面的作用。2017年至2021年。本研究的对象为印尼人民银行Tbk。研究方法采用文献法。为了衡量财务绩效,研究人员使用比率计算,即资产收益率(ROA),净资产收益率(ROE),净息差(NIM), BOPO。要找出资产收益率(ROA)比率,需要税后净利润和收入。在计算净资产收益率(ROE)时,需要扣除利息、税项和资本后的净利润比率。对于NIM(净息差),该比率要求税后净利润和收入,而BOPO(营业费用对营业收入)要求营业收入和营业收入。结果表明:资产收益率(ROA)为1.16% -2.50%,净资产收益率(ROE)为8.13% -17.5%,净息差(NIM)为9.31% - 11.47%,营业费用/营业收入(BOPO)为52.66% - 72.13%。