Law Enforcement in the Implementation of Law Number 40 of 2014 concerning Insurance Against the Impact of the Covid-19 Pandemic for the Indonesian Insurance Society

Abstract

. The state regulates the concept of legal protection in health insurance in the form of insurance. Insurance is an agreement between two parties, namely the insurance company and the policyholder. This study aims to analyze the role of the government in insurance regulation in Indonesia and to analyze Law Number 40 of 2014 concerning insurance, especially in the Covid-19 pandemic. The method used in this research is normative juridical by reviewing the regulations on insurance. The result of this study is that the state must take a role when both parties between the insurance company and the policyholder have problems during the pandemic. The state is obliged to provide a win-win solution by providing legal protection in a force majeure situation today.