Fostering MSMEs to Increase Fintech-Based Financial Literacy

I.R. Candraningrat, N. Darmayanti, I. Damayanthi, I. N. Nurcaya
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Abstract

The existence of fintech lending can be a solution for MSMEs in obtaining capital, but there are still many MSMEs who do not know what and how the mechanism for obtaining capital through fintech is. It is important to introduce the benefits and dangers of information technology-based lending and borrowing services (Fintech Lending) to MSMEs in Badung Market to increase access to capital so as to increase competitiveness and expand markets, because in addition to the many benefits there are risks involved, so that SMEs understand earlier what risks will be faced from the convenience that is obtained. This community service aims to provide socialization to MSMEs regarding the existence of fintech lending as an alternative source of business funding. Increase insight into information technology-based money-lending services so that you are not fooled by tempting offers.
扶持中小微企业提高金融科技金融素养
金融科技贷款的存在可以为中小微企业获得资金提供一个解决方案,但仍有许多中小微企业不知道通过金融科技获得资金的机制是什么以及如何获得资金。重要的是向巴东市场的中小微企业介绍基于信息技术的贷款和借贷服务(Fintech lending)的好处和危险,以增加获得资金的机会,从而提高竞争力和扩大市场,因为除了许多好处之外还有风险,因此中小企业更早地了解从获得的便利中将面临的风险。这项社区服务旨在为中小微企业提供社会化,将金融科技贷款作为企业融资的另一种来源。加深对以资讯科技为基础的放款服务的了解,以免被诱人的报价所欺骗。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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