Theoretical and Applied Aspects of Bank Credit Risks Minimization

Abstract

The article deals with the theoretical and applied bases of bank credit risks management. The credit risk minimization features are defined. Methodological support of the credit risk prevention system in JSC "Kredobank" is analyzed. It has been established that bank credit risk management efficiency depends on the combination of three factors: methodological bases of financial operations analysis, bank clients and risk minimization methods. The main practical result: methodological basis recommendations on the bank's credit risks assessment formation can be used as a tool for their minimization in the personnel-oriented risk management system.