Konsep Wrddhi Grhiyad Dalam Pengendalian Kredit (Studi Kasus Pada LPD Desa Adat Subamia, Kecamatan Tabanan, Provinsi Bali)

I. P. Pratama, L. Dewi
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Abstract

This study aims to determine the application of the wrddhi grhiyad concept that can be used as a work base by the Subamian Traditional Village LPD in credit control, and the effectiveness of the application of the wrddhi grhiyad concept as the value of Hindu local wisdom in credit control at the Subamian Traditional Village LPD. Sources of data used are primary and secondary data. Primary data was obtained from interviews, while secondary data was obtained from the profile of the Subamian Traditional Village LPD, the Subamian Traditional Village LPD credit realization report, the Subamian Traditional Village LPD profit and loss report, and an overview of the application of the wrddhi grhiyad concept in credit control at the Subamian Traditional Village LPD. The method of data collection was done through observation, interviews, documentation, and literature study. The analytical method used is descriptive qualitative method. The results of this study indicate that the application of the concept of wrddhi grhiyad as the value of Hindu local wisdom can be used as a working basis in credit control, because it is able to suppress and prevent the risk of bad credit. The application of the wrddhi grhiyad concept as the value of Hindu local wisdom in controlling credit is effectively used because it is in line with the purpose of the establishment of the the Subamian Traditional Village LPD, namely the welfare of the community and the LPD without reducing the value of Hindu local wisdom.
本研究旨在确定“wrddhi grhiyad”概念在苏巴米亚传统村落LPD中作为工作基础的信贷控制应用,以及“wrddhi grhiyad”概念作为印度教地方智慧价值在苏巴米亚传统村落LPD中信贷控制应用的有效性。使用的数据来源是主要和次要数据。主要数据来自访谈,次要数据来自苏巴米亚传统村LPD概况、苏巴米亚传统村LPD信贷变现报告、苏巴米亚传统村LPD损益报告以及wrddhi gryad概念在苏巴米亚传统村LPD信贷控制中的应用概述。资料收集方法采用观察法、访谈法、文献法和文献研究法。分析方法采用描述定性方法。本研究结果表明,将wrddhi grhiyad概念作为印度教地方智慧的价值,可以作为信用控制的工作基础,因为它能够抑制和预防不良信用的风险。在不降低印度教地方智慧价值的前提下,将wrddhi grhiyad概念作为印度教地方智慧控制信贷的价值得以有效运用,因为它符合建立苏巴米亚传统村落LPD的目的,即社区福利和LPD。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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