Comparative Analysis Of The Biggest Banking Performance In Indonesia

Proceedings of the 2nd International Conference of Business, Accounting and Economics, ICBAE 2020, 5 - 6 August 2020, Purwokerto, Indonesia Pub Date : 1900-01-01 DOI:10.4108/eai.5-8-2020.2301098

Triska Dewi Pramitasari

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引用次数: 1

Abstract

. Covid-19 hit the ASEAN banking industry, especially Indonesia, through weaker economic growth, which resulted in slowing credit growth and resulting in declining profitability. This study aims to analyze banking performance before and after the Covid-19 pandemic. The sampling method uses the saturated sampling method (census) where there is only one sample, namely Bank Rakyat Indonesia (Persero) Tbk. The data in this study are secondary data was obtained from the banking quarterly annual report 2019-2020 period accessed through the IDX website. Performance is measured using ROA, NPL and LDR indicators with the Paired T-Test . This study found that financial ratios are in the form of ROA and LDR before and after the Covid-19 pandemic had significantly different values, while the NPL were not significantly different. In general there are significant differences in the performance of the largest banks in Indonesia before and after the Covid-19 pandemic.

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印度尼西亚最大的银行业绩比较分析

．新冠肺炎疫情对东盟特别是印尼银行业的冲击是经济增长放缓，导致信贷增长放缓，盈利能力下降。本研究旨在分析2019冠状病毒病大流行前后的银行绩效。抽样方法采用饱和抽样法(人口普查)，只有一个样本，即Bank Rakyat Indonesia (Persero) Tbk。本研究的数据为二手数据，来自IDX网站获取的2019-2020年银行季度年报。使用ROA, NPL和LDR指标与配对t检验来衡量绩效。本研究发现，以ROA和LDR为形式的财务比率在疫情前后存在显著差异，而NPL无显著差异。总体而言，在2019冠状病毒病大流行之前和之后，印度尼西亚最大银行的业绩存在显著差异。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Proceedings of the 2nd International Conference of Business, Accounting and Economics, ICBAE 2020, 5 - 6 August 2020, Purwokerto, Indonesia

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