Establishment and Empirical Study of Financial Eco-environmental Assessment System in Shandong Province

Abstract

Taking the data of 17 cities in Shandong Province from 2012 to 2017 as an example, this paper used principal component analysis to evaluate the level of regional financial ecological environment. Through the regression analysis, this paper examined the core factors of financial ecological environment. We found that, the leading degree of government and the level of credit system construction were the important factors which affected the financial ecological environment evaluation index. The suggestions of this paper were as the followed: For the regions with backward endowments, the government should gradually reduce intervention, promoted the market-oriented management, and gave impetus to the construction of local credit system. 山东省金融生态环境评价体系构建与实证研究 汲昌霖 1, a 刘艺宁 1, b 张雅柠 1, c, * 东北电力大学经济管理学院,吉林,吉林,中国 561545055@qq.com, 2723131373@qq.com, 522707763@qq.com 张雅柠(通讯作者) 关键词:金融生态环境;主成分分析;区域金融;引力模型 中文摘要:文章以山东省 17 个地市 2012-2017 年的数据为例,采用主成分分析法评估区域金 融生态环境水平。通过回归分析来考察金融生态环境的核心影响因素。研究发现:政府主导 程度与信用制度建设水平是影响金融生态环境评价指数的重要因素。本文的政策建议是:对 于禀赋落后的地区,政府应逐步减少干预,推进市场化管理,同时积极推行地方的信用制度 建设。 1.引言 改革开放以来,山东经济总量一直稳居三甲,但与粤、苏两省相比,存在着明显的国资 占比高、创新活力低的特点。就国内现有文献而言,无论是基于宏观层面的金融生态环境评 价还是微观层面的经济效应研究,都是关于概念认知的深入和一些相关指标关系的检验,并 没有指出金融生态环境的变迁机制及优化途径,而对于一个区域金融生态环境变迁机制的认 识无论对于现有经济运行环境的掌握还是未来宏观经济的发展方向及政策的制定都具有重要 指导意义。本文可能的贡献是:1.综合且直观地显示了各城市的金融资产质量状况及其表现 形式、以及在被评价城市中的相对地位;2.构成了银行部门地区信用评级的一个基础;3.构成 进一步分析城市金融生态环境变迁研究的基础。 4th International Conference on Modern Management, Education Technology and Social Science (MMETSS 2019) Copyright © 2019, the Authors. Published by Atlantis Press. This is an open access article under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/). Advances in Social Science, Education and Humanities Research, volume 351