Darti Busni, Doli Witro, Raid Alghani, I. Setiawan, Nana Herdiana Abdurrahman
{"title":"Hybrid Contracts in Leasing and Ijarah Muntahiya Bit Tamlik in Indonesia Sharia Financial Institutions","authors":"Darti Busni, Doli Witro, Raid Alghani, I. Setiawan, Nana Herdiana Abdurrahman","doi":"10.14421/ekbis.2022.6.1.1505","DOIUrl":null,"url":null,"abstract":"This article discusses the implementation of the concept of hybrid contracts in the product of ijarah al muntahiya bit tamlik (IMBT) and leasing at Indonesia Islamic Financial Institutions. This article aimed to find out the implementation of hybrid contract concept in IMBT and leasing products at Indonesia Islamic Financial Institutions. This article was conducted using qualitative research method. The data in this study were obtained from library materials such as books, journals, articles, etc. Data analysis techniques used were data condensation, data presentation, and drawing conclusions. The analysis results showed that the development of contracts in Islamic financial institutions was inevitable due to the implementation of multi-contracts. The merging of two contracts is also known as (hybrid contract or al-'uqudal-murakkabah) such as ijarah al mutahiya bit tamlik (IMBT). IMBT is a combination of two inter-ijarah contracts (lease) and the sale and purchase or grant is made at the end of the lease term. The implementation and merging of two contracts (hybrid contracts) in IMBT may use several contracts, including ijarah contract, ba'i contract, wakalah contract, and hibah contract.","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":"101 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-07-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"EkBis: Jurnal Ekonomi dan Bisnis","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.14421/ekbis.2022.6.1.1505","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 2
Abstract
This article discusses the implementation of the concept of hybrid contracts in the product of ijarah al muntahiya bit tamlik (IMBT) and leasing at Indonesia Islamic Financial Institutions. This article aimed to find out the implementation of hybrid contract concept in IMBT and leasing products at Indonesia Islamic Financial Institutions. This article was conducted using qualitative research method. The data in this study were obtained from library materials such as books, journals, articles, etc. Data analysis techniques used were data condensation, data presentation, and drawing conclusions. The analysis results showed that the development of contracts in Islamic financial institutions was inevitable due to the implementation of multi-contracts. The merging of two contracts is also known as (hybrid contract or al-'uqudal-murakkabah) such as ijarah al mutahiya bit tamlik (IMBT). IMBT is a combination of two inter-ijarah contracts (lease) and the sale and purchase or grant is made at the end of the lease term. The implementation and merging of two contracts (hybrid contracts) in IMBT may use several contracts, including ijarah contract, ba'i contract, wakalah contract, and hibah contract.
本文讨论了印度尼西亚伊斯兰金融机构在IMBT和租赁产品中实施混合合同概念的情况。本文旨在了解印尼伊斯兰金融机构在IMBT和租赁产品中混合契约理念的实施情况。本文采用定性研究方法进行。本研究数据来源于图书、期刊、文章等图书馆资料。使用的数据分析技术包括数据浓缩、数据表示和得出结论。分析结果表明,由于实行多重合同,伊斯兰金融机构中合同的发展是必然的。两个合同的合并也被称为(混合合同或al-'uqudal-murakkabah),如ijarah al mutahiya bit tamlik (IMBT)。IMBT是两个邦间合同(租赁)的组合,在租赁期限结束时进行买卖或授予。在IMBT中实现和合并两个合同(混合合同)可能使用多个合同,包括ijarah合同、ba'i合同、wakalah合同和hibah合同。