Banks Profitability and their Determents: Evidences from Chinese Banks

Abstract

This study seeks key to analyze the banks' profitability and their determinants in China over the period 2011-2016. Using banks profitability as dependent variable while secured and unsecured borrowing as independent variables, this study analyzes their impact on banks. By applying correlation and linear regression technique the empirical findings show a significant positive relationship with profitability of banks. Based on findings in this study, it is recommended that Chinese Banks should focus to increase their loan administration and credit capacity in order to get more benefit.