Apakah Dana Pihak Ketiga dan Tatakelola Yang Baik Dapat Meningkatkan Kinerja Bank Syariah Dalam Perspektif Nasabah?

Munadiya Nurimani, Sepky Mardian, Erina Maulidha
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引用次数: 1

Abstract

This research aims to test the effect of third-party funds and good corporate governance on the performance of Islamic banks in the customer's perspective. From the customer perspective, the performance of Islamic banks is proxied by the level of profit-sharing for depositors. With the positivism paradigm, the sample data of Islamic commercial banks selected based on the availability of governance reports is processed using regression panel data. Fixed effect model is a selected model that is also validated based on the classic assumption test. This research finding can explain that the better the company's governance, the better the performance of Islamic banks. The implementation of effective corporate governance can safeguard the interests of customers and shareholders. This finding further strengthens the argument for the urgency of governance in improving the performance of Islamic banks. But the large level of third-party funds cannot afford to be a control over revenue sharing increases for the investment account holder. This finding has implications that Islamic bank management must be more consistent in implementing effective corporate governance for the benefit of customers and shareholders.
好的第三方资金和Tatakelola是否可以从客户的角度提高伊斯兰银行的业绩?
本研究旨在从客户的角度检验第三方基金和良好的公司治理对伊斯兰银行绩效的影响。从客户的角度来看,伊斯兰银行的业绩是由存款人的利润分享水平来代表的。运用实证主义范式,根据治理报告的可得性选取伊斯兰商业银行样本数据,采用回归面板数据进行处理。固定效应模型是一种选择模型,也是基于经典假设检验进行验证的。这一研究发现可以解释公司治理越好,伊斯兰银行的业绩越好。实施有效的公司治理可以维护客户和股东的利益。这一发现进一步强化了治理在改善伊斯兰银行绩效方面的紧迫性。但是,大量的第三方资金无法控制投资账户持有人的收益分成增长。这一发现意味着,伊斯兰银行管理层必须更加一致地实施有效的公司治理,以造福客户和股东。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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